ABFL vs SCHD
Abacus FCF Leaders ETF vs Schwab US Dividend Equity ETF
Which is better, ABFL or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. ABFL led over 5Y and the full window, SCHD over 1Y and 3Y. ABFL is less concentrated, with 35.0% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ABFL | SCHD |
|---|---|---|
| Expense Ratio | 0.49% | 0.06%Best |
| AUM | $473M | $111.6B |
| Dividend Yield | 0.60% | 3.24% |
| Holdings | 58 | 206 |
| YTD Return | +11.62% | +24.55%Best |
| 1Y Return | +12.48% | +29.85%Best |
| 3Y Return (annualized) | +15.92% | +16.64%Best |
| 5Y Return (annualized) | +10.39%Best | +9.54% |
| Volatility (annualized) | 15.8% | 15.4%Best |
| Max Drawdown | -35.0% | -33.4%Best |
| $10,000 over 5 years | $16,393Best | $15,771 |
| Top 10 Weight | 35.0%Best | 41.6% |
| Fund Family | FCF Advisors | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 27, 2016 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Sep 28, 2016 to Oct 14, 2026 (10 years).
ABFL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10 years both funds cover.
ABFL vs SCHD Performance
Abacus FCF Leaders ETF (ABFL) is an ETF from FCF Advisors and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ABFL returned +12.48% while SCHD returned +29.85%. Year to date, ABFL is up 11.62% versus a gain of 24.55% for SCHD.
Over three years, ABFL compounded at +15.92% per year against +16.64% for SCHD; over five years the annualized figures are +10.39% and +9.54% respectively. Across the full 10-year window we track, ABFL has the edge at +13.69% annualized vs +11.29%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ABFL has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 15.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.0% for ABFL and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ABFL charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, ABFL currently yields 0.60% against 3.24% for SCHD.
Holdings Overlap
11.9% of ABFL's money is in holdings SCHD also owns. 21.7% of SCHD's money is in holdings ABFL also owns.
SCHD and ABFL share little of their money.
7 positions in common, counted across the 54 positions we hold weights for in ABFL and 98 in SCHD, against full books of 58 and 206.
What only one of them owns
Our book lists 90 positions for SCHD that do not appear in our book for ABFL (78.0% of the fund), and 45 for ABFL that do not appear in SCHD (84.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ABFL | Weight in SCHD | Difference |
|---|---|---|---|
| BMYBristol-Myers Squibb Co. | 2.74% | 3.21% | 0.47% |
| MRKMerck & Company Inc | 1.85% | 4.04% | 2.19% |
| QCOMQualcomm Inc. | 1.04% | 4.61% | 3.57% |
| MOAltria Group Inc | 2.28% | 2.89% | 0.61% |
| AMGNAmgen Inc. | 1.12% | 3.86% | 2.74% |
| LMTLockheed Martin | 1.66% | 2.64% | 0.98% |
| BRBroadridge Financial Solutions, Inc. | 1.26% | 0.46% | 0.80% |
21.7% of SCHD is already inside ABFL.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ABFL or SCHD?
ABFL has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.
Which performed better, ABFL or SCHD?
Over the past year ABFL returned +12.48% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), ABFL annualized +13.69% vs +11.29% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ABFL or SCHD?
ABFL has been the more volatile fund at 15.8% annualized versus 15.4% for SCHD. Worst drawdown: ABFL -35.0% vs SCHD -33.4%.
Should I hold both ABFL and SCHD?
ABFL and SCHD have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ABFL and SCHD?
21.7% of SCHD's money is in holdings ABFL also owns. 21.7% of SCHD's is in holdings ABFL also owns. They hold 7 positions in common, counted across the 54 positions we hold weights for in ABFL and 98 in SCHD.
Which pays a higher dividend, ABFL or SCHD?
ABFL yields 0.60% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ABFL?
SCHD has a lower expense ratio. ABFL led over 5Y and the full window, SCHD over 1Y and 3Y. ABFL is less concentrated, with 35.0% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.