ACII vs AIOO

ACII vs AIOO

Which is better, ACII or AIOO?

ACII has been ahead.

AIOO has a lower expense ratio. ACII led over 1Y and the full window.

Lower Fees: AIOOHigher Returns: ACII

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricACIIAIOO
Expense Ratio0.79%0.64%Best
AUM$147M$63M
Dividend Yield8.44%0.00%
Holdings1812
YTD Return+7.34%Best+3.07%
1Y Return+10.33%Best+3.80%
Volatility (annualized)3.7%1.7%Best
Max Drawdown-2.3%-0.7%Best
$10,000 over 1.1 years$11,005Best$10,444
Fund FamilyInnovator ETFs TrustAllianzIM
CategoryAlternativeAlternative
StyleOption WritingOption Writing
InceptionSep 24, 2025Jun 30, 2025

Not shown on this pair: 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Sep 25, 2025 to Oct 14, 2026 (1.1 years).

ACII vs AIOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.

Compare ACII against instead:ACII vs SPYACII vs QQQACII vs VOOACII vs VTIAIOO against:AIOO vs VXUS

ACII vs AIOO Performance

Innovator Index Autocallable Income Strategy ETF (ACII) is an ETF from Innovator ETFs Trust and AllianzIM US Equity Buffer100 Protection ETF (AIOO) is an ETF from AllianzIM. Over the past year ACII returned +10.33% while AIOO returned +3.80%. Year to date, ACII is up 7.34% versus a gain of 3.07% for AIOO.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ACII has been the more volatile fund, with annualized monthly volatility of 3.7% compared with 1.7% for AIOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -2.3% for ACII and -0.7% for AIOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.

Fees and Cost Over Time

ACII charges 0.79% per year while AIOO charges 0.64%. On a $10,000 position that is $79 vs $64 annually, a gap of $15 per year that compounds over a long holding period. On income, ACII currently yields 8.44% against 0.00% for AIOO.

You are not choosing between two funds in isolation.

Whichever of ACII and AIOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

ACIIAIOO

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Frequently Asked Questions

Which is cheaper, ACII or AIOO?

ACII has an expense ratio of 0.79% while AIOO charges 0.64%. AIOO is the cheaper option, by $15 a year on a $10,000 investment.

Which performed better, ACII or AIOO?

Over the past year ACII returned +10.33% vs +3.80% for AIOO, so ACII leads on 1-year performance. Over the longest common window we track (1 years), ACII annualized +9.10% vs +4.03% for AIOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ACII or AIOO?

ACII has been the more volatile fund at 3.7% annualized versus 1.7% for AIOO. Worst drawdown: ACII -2.3% vs AIOO -0.7%.

Should I hold both ACII and AIOO?

ACII and AIOO have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, ACII or AIOO?

ACII yields 8.44% while AIOO yields 0.00%, so ACII currently pays the higher dividend yield.

Is AIOO better than ACII?

AIOO has a lower expense ratio. ACII led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.