ACLC vs CGUS
American Century Large Cap Equity ETF vs Capital Group Core Equity ETF
Which is better, ACLC or CGUS?
Nearly the same fund. CGUS costs less.
CGUS has a lower expense ratio. CGUS led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.98. ACLC is less concentrated, with 38.7% of the fund in its ten largest positions against 43.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ACLC | CGUS |
|---|---|---|
| Expense Ratio | 0.39% | 0.33%Best |
| AUM | $336M | $12.3B |
| Dividend Yield | 0.56% | 0.83% |
| Holdings | 101 | 75 |
| YTD Return | +10.23% | +11.95%Best |
| 1Y Return | +13.17% | +15.39%Best |
| 3Y Return (annualized) | +17.50% | +21.76%Best |
| 5Y Return (annualized) | +9.85% | - |
| Volatility (annualized) | 15.8% | 14.7%Best |
| Max Drawdown | -22.3% | -21.9%Best |
| $10,000 over 4.6 years | $16,691 | $19,073Best |
| Top 10 Weight | 38.7%Best | 43.8% |
| Fund Family | American Century Investments | Capital Group (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 15, 2020 | Feb 22, 2022 |
Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Feb 24, 2022 to Oct 14, 2026 (4.6 years).
ACLC vs CGUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.
ACLC vs CGUS Performance
American Century Large Cap Equity ETF (ACLC) is an ETF from American Century Investments and Capital Group Core Equity ETF (CGUS) is an ETF from Capital Group (US). Over the past year ACLC returned +13.17% while CGUS returned +15.39%. Year to date, ACLC is up 10.23% versus a gain of 11.95% for CGUS.
Over three years, ACLC compounded at +17.50% per year against +21.76% for CGUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ACLC has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 14.7% for CGUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.3% for ACLC and -21.9% for CGUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ACLC charges 0.39% per year while CGUS charges 0.33%. On a $10,000 position that is $39 vs $33 annually, a gap of $6 per year that compounds over a long holding period. On income, ACLC currently yields 0.56% against 0.83% for CGUS.
Holdings Overlap
52.1% of ACLC's money is in holdings CGUS also owns. 63.8% of CGUS's money is in holdings ACLC also owns.
The two portfolios partly overlap.
29 positions in common, counted across the 100 positions we hold weights for in ACLC and 68 in CGUS, against full books of 101 and 75.
What only one of them owns
Our book lists 31 positions for CGUS that do not appear in our book for ACLC (28.5% of the fund), and 70 for ACLC that do not appear in CGUS (47.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ACLC | Weight in CGUS | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.10% | 7.90% | 0.20% |
| MSFTMicrosoft Corp | 5.54% | 7.05% | 1.51% |
| GOOGLAlphabet Inc | 6.53% | 3.14% | 3.39% |
| AVGOBroadcom Inc | 3.27% | 5.26% | 1.99% |
| AMZNAmazon.Com Inc | 3.41% | 4.75% | 1.34% |
| AAPLApple, Inc | 4.75% | 2.53% | 2.22% |
| METAMeta Platforms Inc | 1.52% | 4.55% | 3.03% |
| LLYEli Lilly & Co. | 1.65% | 3.68% | 2.03% |
| AMATApplied Materials, Inc. | 1.76% | 2.08% | 0.32% |
| 2330:TWTaiwan Semiconductor Manufacturing Co Ltd | 0.61% | 2.84% | 2.23% |
63.8% of CGUS is already inside ACLC.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ACLC or CGUS?
ACLC has an expense ratio of 0.39% while CGUS charges 0.33%. CGUS is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, ACLC or CGUS?
Over the past year ACLC returned +13.17% vs +15.39% for CGUS, so CGUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ACLC or CGUS?
ACLC has been the more volatile fund at 15.8% annualized versus 14.7% for CGUS. Worst drawdown: ACLC -22.3% vs CGUS -21.9%.
Should I hold both ACLC and CGUS?
ACLC and CGUS have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between ACLC and CGUS?
63.8% of CGUS's money is in holdings ACLC also owns. 63.8% of CGUS's is in holdings ACLC also owns. They hold 29 positions in common, counted across the 100 positions we hold weights for in ACLC and 68 in CGUS.
Which pays a higher dividend, ACLC or CGUS?
ACLC yields 0.56% while CGUS yields 0.83%, so CGUS currently pays the higher dividend yield.
Is CGUS better than ACLC?
CGUS has a lower expense ratio. CGUS led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.98. ACLC is less concentrated, with 38.7% of the fund in its ten largest positions against 43.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.