ACP vs VYM
Abrdn Income Credit Strategies Fund vs Vanguard High Dividend Yield ETF
Which is better, ACP or VYM?
High Yield Bond against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ACP | VYM |
|---|---|---|
| Expense Ratio | 2.86% | 0.04%Best |
| AUM | $630M | $78.9B |
| Dividend Yield | 17.86% | 2.37% |
| Holdings | 214 | 608 |
| YTD Return | -10.50% | +11.83%Best |
| 1Y Return | -9.73% | +15.96%Best |
| 3Y Return (annualized) | +3.78% | +18.60%Best |
| 5Y Return (annualized) | -2.97% | +11.51%Best |
| Volatility (annualized) | 19.8% | 13.0%Best |
| Max Drawdown | -70.9% | -35.7%Best |
| $10,000 over 5 years | $8,601 | $17,241Best |
| Fund Family | Aberdeen | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Value |
| Inception | Jan 27, 2011 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 27, 2011 to Oct 14, 2026 (15.7 years).
ACP vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.7 years both funds cover.
ACP vs VYM Performance
Abrdn Income Credit Strategies Fund (ACP) is an ETF from Aberdeen and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year ACP returned -9.73% while VYM returned +15.96%. Year to date, ACP is down 10.50% versus a gain of 11.83% for VYM.
Over three years, ACP compounded at +3.78% per year against +18.60% for VYM; over five years the annualized figures are -2.97% and +11.51% respectively. Across the full 16-year window we track, VYM has the edge at +9.78% annualized vs -4.13%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ACP has been the more volatile fund, with annualized monthly volatility of 19.8% compared with 13.0% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -70.9% for ACP and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.61. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ACP charges 2.86% per year while VYM charges 0.04%. On a $10,000 position that is $286 vs $4 annually, a gap of $282 per year that compounds over a long holding period. On income, ACP currently yields 17.86% against 2.37% for VYM.
Holdings Overlap
We hold position weights for 64 holdings in ACP and 602 in VYM, totalling 36.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 64 positions we hold weights for in ACP and 602 in VYM, against full books of 214 and 608.
You are not choosing between two funds in isolation.
Whichever of ACP and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ACP or VYM?
ACP has an expense ratio of 2.86% while VYM charges 0.04%. VYM is the cheaper option, by $282 a year on a $10,000 investment.
Which performed better, ACP or VYM?
Over the past year ACP returned -9.73% vs +15.96% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (16 years), ACP annualized -4.13% vs +9.78% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ACP or VYM?
ACP has been the more volatile fund at 19.8% annualized versus 13.0% for VYM. Worst drawdown: ACP -70.9% vs VYM -35.7%.
Should I hold both ACP and VYM?
ACP and VYM have a monthly-return correlation of 0.61, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ACP or VYM?
ACP yields 17.86% while VYM yields 2.37%, so ACP currently pays the higher dividend yield.
Is VYM better than ACP?
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.