ACSG vs SCHD
American Century Small Cap Growth Insights ETF vs Schwab US Dividend Equity ETF
Which is better, ACSG or SCHD?
Small Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y. ACSG is less concentrated, with 8.5% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ACSG | SCHD |
|---|---|---|
| Expense Ratio | 0.49% | 0.06%Best |
| AUM | $52M | $111.6B |
| Dividend Yield | 0.00% | 3.24% |
| Holdings | 311 | 206 |
| YTD Return | +8.14% | +24.55%Best |
| 1Y Return | +10.51% | +29.85%Best |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Volatility (annualized) | 19.1% | 14.6%Best |
| Top 10 Weight | 8.5%Best | 41.6% |
| Fund Family | American Century ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Growth | Large Cap Value |
| Inception | Oct 14, 2025 | Oct 20, 2011 |
Not shown on this pair: Max Drawdown, $10,000 over the window.
ACSG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
ACSG vs SCHD Performance
American Century Small Cap Growth Insights ETF (ACSG) is an ETF from American Century ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ACSG returned +10.51% while SCHD returned +29.85%. Year to date, ACSG is up 8.14% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ACSG has been the more volatile fund, with annualized monthly volatility of 19.1% compared with 14.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.29. They move largely independently of each other.
Fees and Cost Over Time
ACSG charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, ACSG currently yields 0.00% against 3.24% for SCHD.
Holdings Overlap
1.1% of ACSG's money is in holdings SCHD also owns. 0.4% of SCHD's money is in holdings ACSG also owns.
ACSG and SCHD share little of their money.
5 positions in common, counted across the 309 positions we hold weights for in ACSG and 98 in SCHD, against full books of 311 and 206.
What only one of them owns
Our book lists 92 positions for SCHD that do not appear in our book for ACSG (99.3% of the fund), and 282 for ACSG that do not appear in SCHD (93.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of ACSG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ACSG or SCHD?
ACSG has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.
Which performed better, ACSG or SCHD?
Over the past year ACSG returned +10.51% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ACSG or SCHD?
ACSG has been the more volatile fund at 19.1% annualized versus 14.6% for SCHD.
Should I hold both ACSG and SCHD?
ACSG and SCHD have a monthly-return correlation of 0.29, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ACSG and SCHD?
1.1% of ACSG's money is in holdings SCHD also owns. 0.4% of SCHD's is in holdings ACSG also owns. They hold 5 positions in common, counted across the 309 positions we hold weights for in ACSG and 98 in SCHD.
Which pays a higher dividend, ACSG or SCHD?
ACSG yields 0.00% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ACSG?
SCHD has a lower expense ratio. SCHD led over 1Y. ACSG is less concentrated, with 8.5% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.