ACSV vs SCHD
American Century Small Cap Value Insights ETF vs Schwab US Dividend Equity ETF
Which is better, ACSV or SCHD?
Small Cap Value against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y. ACSV is less concentrated, with 17.4% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ACSV | SCHD |
|---|---|---|
| Expense Ratio | 0.49% | 0.06%Best |
| AUM | $24M | $111.6B |
| Dividend Yield | 1.08% | 3.24% |
| Holdings | 419 | 206 |
| YTD Return | +14.75% | +24.55%Best |
| 1Y Return | +18.36% | +29.85%Best |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Volatility (annualized) | 13.8%Best | 14.6% |
| Top 10 Weight | 17.4%Best | 41.6% |
| Fund Family | American Century ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Value | Large Cap Value |
| Inception | Oct 14, 2025 | Oct 20, 2011 |
Not shown on this pair: Max Drawdown, $10,000 over the window.
ACSV vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
ACSV vs SCHD Performance
American Century Small Cap Value Insights ETF (ACSV) is an ETF from American Century ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ACSV returned +18.36% while SCHD returned +29.85%. Year to date, ACSV is up 14.75% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.8% for ACSV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ACSV charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, ACSV currently yields 1.08% against 3.24% for SCHD.
Holdings Overlap
6.0% of ACSV's money is in holdings SCHD also owns. 0.8% of SCHD's money is in holdings ACSV also owns.
ACSV and SCHD share little of their money.
8 positions in common, counted across the 201 positions we hold weights for in ACSV and 98 in SCHD, against full books of 419 and 206.
What only one of them owns
Our book lists 89 positions for SCHD that do not appear in our book for ACSV (99.0% of the fund), and 176 for ACSV that do not appear in SCHD (88.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ACSV | Weight in SCHD | Difference |
|---|---|---|---|
| COLBColumbia Banking System Inc Common Stock | 1.69% | 0.21% | 1.48% |
| CVBFCvb Financial Corp. | 1.19% | 0.10% | 1.09% |
| KFYKorn Ferry | 0.71% | 0.09% | 0.62% |
| LKFNLakeland Financial Corp. | 0.70% | 0.04% | 0.66% |
| OZKBank Ozk | 0.50% | 0.12% | 0.38% |
| MTNVail Resorts Inc. | 0.41% | 0.13% | 0.28% |
| THFFFirst Financial Corporation | 0.46% | 0.02% | 0.44% |
| APAMArtisan Partners Asset Management, Inc. | 0.36% | 0.06% | 0.30% |
You are not choosing between two funds in isolation.
Whichever of ACSV and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ACSV or SCHD?
ACSV has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.
Which performed better, ACSV or SCHD?
Over the past year ACSV returned +18.36% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ACSV or SCHD?
SCHD has been the more volatile fund at 14.6% annualized versus 13.8% for ACSV.
Should I hold both ACSV and SCHD?
ACSV and SCHD have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ACSV and SCHD?
6.0% of ACSV's money is in holdings SCHD also owns. 0.8% of SCHD's is in holdings ACSV also owns. They hold 8 positions in common, counted across the 201 positions we hold weights for in ACSV and 98 in SCHD.
Which pays a higher dividend, ACSV or SCHD?
ACSV yields 1.08% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ACSV?
SCHD has a lower expense ratio. SCHD led over 1Y. ACSV is less concentrated, with 17.4% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.