ADFI vs AGG
Anfield Dynamic Fixed Income ETF vs iShares Core US Aggregate Bond ETF
Which is better, ADFI or AGG?
Nearly the same fund. AGG costs less.
AGG has a lower expense ratio. ADFI led over 1Y, AGG over the full window. The two have moved almost in lockstep, correlation 0.96.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ADFI | AGG |
|---|---|---|
| Expense Ratio | 1.68% | 0.03%Best |
| AUM | $50M | $137.6B |
| Dividend Yield | 3.26% | 4.19% |
| Holdings | 40 | 13,338 |
| Volatility (annualized) | 5.4%Best | 6.0% |
| Max Drawdown | -18.0%Best | -18.1% |
| $10,000 over 5.9 years | $9,486 | $9,795Best |
| Fund Family | Regents Park Funds, LLC | iShares by BlackRock (US) |
| Category | Fixed Income | Fixed Income |
| Inception | Aug 18, 2020 | Sep 22, 2003 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight, Style.
The two price series end 83 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. ADFI has data through Jul 23, 2026 and AGG through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 5.9 years row, are measured over the window both funds cover: Aug 18, 2020 to Jul 23, 2026 (5.9 years).
Risk: Volatility and Drawdowns
AGG has been the more volatile fund, with annualized monthly volatility of 6.0% compared with 5.4% for ADFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.0% for ADFI and -18.1% for AGG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ADFI charges 1.68% per year while AGG charges 0.03%. On a $10,000 position that is $168 vs $3 annually, a gap of $165 per year that compounds over a long holding period. On income, ADFI currently yields 3.26% against 4.19% for AGG.
You are not choosing between two funds in isolation.
Whichever of ADFI and AGG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ADFI or AGG?
ADFI has an expense ratio of 1.68% while AGG charges 0.03%. AGG is the cheaper option, by $165 a year on a $10,000 investment.
Which is riskier, ADFI or AGG?
AGG has been the more volatile fund at 6.0% annualized versus 5.4% for ADFI. Worst drawdown: ADFI -18.0% vs AGG -18.1%.
Should I hold both ADFI and AGG?
ADFI and AGG have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, ADFI or AGG?
ADFI yields 3.26% while AGG yields 4.19%, so AGG currently pays the higher dividend yield.
Is AGG better than ADFI?
AGG has a lower expense ratio. ADFI led over 1Y, AGG over the full window. The two have moved almost in lockstep, correlation 0.96. Which one suits a particular account depends on what it is for. This is information, not a recommendation.