ADFI vs APCB

ADFI vs APCB

Which is better, ADFI or APCB?

Nearly the same fund. APCB costs less.

APCB has a lower expense ratio. ADFI led over 1Y, APCB over the full window. The two have moved almost in lockstep, correlation 0.96.

Lower Fees: APCBHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricADFIAPCB
Expense Ratio1.68%0.36%Best
AUM$50M$989M
Dividend Yield3.26%4.44%
Holdings403,770
Volatility (annualized)4.6%Best5.1%
Max Drawdown-5.6%Best-6.4%
$10,000 over 3.2 years$10,802$10,819Best
Fund FamilyRegents Park Funds, LLCEnvestnet Asset Management
CategoryFixed IncomeFixed Income
InceptionAug 18, 2020May 3, 2023

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight, Style.

The two price series end 83 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. ADFI has data through Jul 23, 2026 and APCB through Oct 14, 2026.

Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: May 3, 2023 to Jul 23, 2026 (3.2 years).

Compare ADFI against instead:ADFI vs SPYADFI vs QQQADFI vs VOOADFI vs VTIAPCB against:APCB vs VXUS

Risk: Volatility and Drawdowns

APCB has been the more volatile fund, with annualized monthly volatility of 5.1% compared with 4.6% for ADFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.6% for ADFI and -6.4% for APCB. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

ADFI charges 1.68% per year while APCB charges 0.36%. On a $10,000 position that is $168 vs $36 annually, a gap of $132 per year that compounds over a long holding period. On income, ADFI currently yields 3.26% against 4.44% for APCB.

You are not choosing between two funds in isolation.

Whichever of ADFI and APCB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

ADFIAPCB

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Frequently Asked Questions

Which is cheaper, ADFI or APCB?

ADFI has an expense ratio of 1.68% while APCB charges 0.36%. APCB is the cheaper option, by $132 a year on a $10,000 investment.

Which is riskier, ADFI or APCB?

APCB has been the more volatile fund at 5.1% annualized versus 4.6% for ADFI. Worst drawdown: ADFI -5.6% vs APCB -6.4%.

Should I hold both ADFI and APCB?

ADFI and APCB have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, ADFI or APCB?

ADFI yields 3.26% while APCB yields 4.44%, so APCB currently pays the higher dividend yield.

Is APCB better than ADFI?

APCB has a lower expense ratio. ADFI led over 1Y, APCB over the full window. The two have moved almost in lockstep, correlation 0.96. Which one suits a particular account depends on what it is for. This is information, not a recommendation.