ADFI vs RSBT

ADFI vs RSBT

Which is better, ADFI or RSBT?

Each has led over a different period.

RSBT has a lower expense ratio. ADFI led over the full window, RSBT over 1Y.

Lower Fees: RSBTHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricADFIRSBT
Expense Ratio1.68%1.01%Best
AUM$50M$165M
Dividend Yield3.26%2.95%
Holdings4034
Volatility (annualized)4.6%Best11.5%
Max Drawdown-5.6%Best-23.6%
$10,000 over 3.5 years$10,851Best$9,899
Fund FamilyRegents Park Funds, LLCReturn Stacked ETF
CategoryFixed IncomeFixed Income
InceptionAug 18, 2020Feb 7, 2023

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight, Style.

The two price series end 83 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. ADFI has data through Jul 23, 2026 and RSBT through Oct 14, 2026.

Volatility and max drawdown, and the $10,000 over 3.5 years row, are measured over the window both funds cover: Feb 8, 2023 to Jul 23, 2026 (3.5 years).

Compare ADFI against instead:ADFI vs SPYADFI vs QQQADFI vs VOOADFI vs VTIRSBT against:RSBT vs VXUS

Risk: Volatility and Drawdowns

RSBT has been the more volatile fund, with annualized monthly volatility of 11.5% compared with 4.6% for ADFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.6% for ADFI and -23.6% for RSBT. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.25. They move largely independently of each other.

Fees and Cost Over Time

ADFI charges 1.68% per year while RSBT charges 1.01%. On a $10,000 position that is $168 vs $101 annually, a gap of $67 per year that compounds over a long holding period. On income, ADFI currently yields 3.26% against 2.95% for RSBT.

You are not choosing between two funds in isolation.

Whichever of ADFI and RSBT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

ADFIRSBT

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ADFI or RSBT?

ADFI has an expense ratio of 1.68% while RSBT charges 1.01%. RSBT is the cheaper option, by $67 a year on a $10,000 investment.

Which is riskier, ADFI or RSBT?

RSBT has been the more volatile fund at 11.5% annualized versus 4.6% for ADFI. Worst drawdown: ADFI -5.6% vs RSBT -23.6%.

Should I hold both ADFI and RSBT?

ADFI and RSBT have a monthly-return correlation of 0.25, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, ADFI or RSBT?

ADFI yields 3.26% while RSBT yields 2.95%, so ADFI currently pays the higher dividend yield.

Is RSBT better than ADFI?

RSBT has a lower expense ratio. ADFI led over the full window, RSBT over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.