AGGY vs VTI
WisdomTree Yield Enhanced US Aggregate Bond Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, AGGY or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AGGY | VTI |
|---|---|---|
| Expense Ratio | 0.12% | 0.03%Best |
| AUM | $891M | $689.2B |
| Dividend Yield | 4.84% | 1.06% |
| Holdings | 2,112 | 3,524 |
| YTD Return | -1.85% | +13.48%Best |
| 1Y Return | -1.91% | +16.55%Best |
| 3Y Return (annualized) | +4.99% | +22.11%Best |
| 5Y Return (annualized) | -0.57% | +11.95%Best |
| Volatility (annualized) | 5.7%Best | 15.6% |
| Max Drawdown | -22.3%Best | -35.0% |
| $10,000 over 5 years | $9,718 | $17,584Best |
| Fund Family | WisdomTree Investments | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Jul 9, 2015 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 9, 2015 to Oct 15, 2026 (11.3 years).
AGGY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
AGGY vs VTI Performance
WisdomTree Yield Enhanced US Aggregate Bond Fund (AGGY) is an ETF from WisdomTree Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year AGGY returned -1.91% while VTI returned +16.55%. Year to date, AGGY is down 1.85% versus a gain of 13.48% for VTI.
Over three years, AGGY compounded at +4.99% per year against +22.11% for VTI; over five years the annualized figures are -0.57% and +11.95% respectively. Across the full 11-year window we track, VTI has the edge at +12.71% annualized vs +0.22%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 5.7% for AGGY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.3% for AGGY and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
AGGY charges 0.12% per year while VTI charges 0.03%. On a $10,000 position that is $12 vs $3 annually, a gap of $9 per year that compounds over a long holding period. On income, AGGY currently yields 4.84% against 1.06% for VTI.
Holdings Overlap
At least 0.5% of VTI's money is in holdings AGGY also owns.
Stated as a floor: for AGGY, our book for it covers 80.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
7 positions in common, counted across the 1,828 positions we hold weights for in AGGY and 3,441 in VTI, against full books of 2,112 and 3,524.
Top Shared Holdings
| Stock | Weight in AGGY | Weight in VTI | Difference |
|---|---|---|---|
| DUKDuke Energy Carolinas Llc | 0.07% | 0.13% | 0.06% |
| TMUST-Mobile Usa, Inc. 3.875% 15-Apr-2030 | 0.03% | 0.11% | 0.08% |
| AONAon Corp / Aon Global Holdings Company Guar 02/33 5.35 | 0.04% | 0.09% | 0.05% |
| ADMArcher Daniels Midland C Sr Unsecured 04/43 4.016 | 0.01% | 0.05% | 0.04% |
| PPLKentucky Utilities Co | 0.03% | 0.03% | 0.00% |
| HUBBHubbell Incorporated 3.5% Feb 15, 2028 | 0.01% | 0.03% | 0.02% |
| NNNNational Retail Prop Inc 3.5 04/15/2051 | 0.01% | 0.01% | 0.00% |
You are not choosing between two funds in isolation.
Whichever of AGGY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AGGY or VTI?
AGGY has an expense ratio of 0.12% while VTI charges 0.03%. VTI is the cheaper option, by $9 a year on a $10,000 investment.
Which performed better, AGGY or VTI?
Over the past year AGGY returned -1.91% vs +16.55% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), AGGY annualized +0.22% vs +12.71% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AGGY or VTI?
VTI has been the more volatile fund at 15.6% annualized versus 5.7% for AGGY. Worst drawdown: AGGY -22.3% vs VTI -35.0%.
Should I hold both AGGY and VTI?
AGGY and VTI have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AGGY or VTI?
AGGY yields 4.84% while VTI yields 1.06%, so AGGY currently pays the higher dividend yield.
Is VTI better than AGGY?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.