AINP vs DEFR
Allspring Income Plus ETF vs Aptus Deferred Income ETF
Which is better, AINP or DEFR?
AINP has been ahead.
AINP has a lower expense ratio. AINP led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AINP | DEFR |
|---|---|---|
| Expense Ratio | 0.36%Best | 0.79% |
| AUM | $249M | $150M |
| Dividend Yield | 5.99% | 0.00% |
| Holdings | 423 | 10 |
| YTD Return | -0.41%Best | -2.21% |
| 1Y Return | +0.73%Best | -1.21% |
| Volatility (annualized) | 3.4%Best | 4.6% |
| Max Drawdown | -2.9%Best | -5.0% |
| $10,000 over 1.4 years | $10,552Best | $10,445 |
| Fund Family | Allspring Global Investments | Aptus Capital Advisors |
| Category | Fixed Income | Fixed Income |
| Inception | Dec 4, 2024 | May 13, 2025 |
Not shown on this pair: 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight, Style.
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: May 14, 2025 to Oct 14, 2026 (1.4 years).
AINP vs DEFR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
AINP vs DEFR Performance
Allspring Income Plus ETF (AINP) is an ETF from Allspring Global Investments and Aptus Deferred Income ETF (DEFR) is an ETF from Aptus Capital Advisors. Over the past year AINP returned +0.73% while DEFR returned -1.21%. Year to date, AINP is down 0.41% versus a loss of 2.21% for DEFR.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DEFR has been the more volatile fund, with annualized monthly volatility of 4.6% compared with 3.4% for AINP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.9% for AINP and -5.0% for DEFR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AINP charges 0.36% per year while DEFR charges 0.79%. On a $10,000 position that is $36 vs $79 annually, a gap of $43 per year that compounds over a long holding period. On income, AINP currently yields 5.99% against 0.00% for DEFR.
You are not choosing between two funds in isolation.
Whichever of AINP and DEFR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AINP or DEFR?
AINP has an expense ratio of 0.36% while DEFR charges 0.79%. AINP is the cheaper option, by $43 a year on a $10,000 investment.
Which performed better, AINP or DEFR?
Over the past year AINP returned +0.73% vs -1.21% for DEFR, so AINP leads on 1-year performance. Over the longest common window we track (1 years), AINP annualized +3.91% vs +3.16% for DEFR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AINP or DEFR?
DEFR has been the more volatile fund at 4.6% annualized versus 3.4% for AINP. Worst drawdown: AINP -2.9% vs DEFR -5.0%.
Should I hold both AINP and DEFR?
AINP and DEFR have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AINP or DEFR?
AINP yields 5.99% while DEFR yields 0.00%, so AINP currently pays the higher dividend yield.
Is DEFR better than AINP?
AINP has a lower expense ratio. AINP led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.