AIO vs VTI
Virtus Artificial Intelligence & Technology Opportunities Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, AIO or VTI?
Mid Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. AIO led over 3Y, VTI over 1Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AIO | VTI |
|---|---|---|
| Expense Ratio | 1.47% | 0.03%Best |
| AUM | $944M | $689.2B |
| Dividend Yield | 11.21% | 1.06% |
| Holdings | 102 | 3,524 |
| YTD Return | +16.25%Best | +13.02% |
| 1Y Return | +15.01% | +16.63%Best |
| 3Y Return (annualized) | +25.21%Best | +21.97% |
| 5Y Return (annualized) | +10.34% | +11.99%Best |
| Volatility (annualized) | 21.9% | 17.1%Best |
| Max Drawdown | -45.2% | -35.0%Best |
| $10,000 over 5 years | $16,356 | $17,616Best |
| Fund Family | Virtus Investment Partners | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | Oct 31, 2019 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 29, 2019 to Oct 14, 2026 (7 years).
AIO vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7 years both funds cover.
AIO vs VTI Performance
Virtus Artificial Intelligence & Technology Opportunities Fund (AIO) is an ETF from Virtus Investment Partners and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year AIO returned +15.01% while VTI returned +16.63%. Year to date, AIO is up 16.25% versus a gain of 13.02% for VTI.
Over three years, AIO compounded at +25.21% per year against +21.97% for VTI; over five years the annualized figures are +10.34% and +11.99% respectively. Across the full 7-year window we track, VTI has the edge at +14.98% annualized vs +12.83%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AIO has been the more volatile fund, with annualized monthly volatility of 21.9% compared with 17.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -45.2% for AIO and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AIO charges 1.47% per year while VTI charges 0.03%. On a $10,000 position that is $147 vs $3 annually, a gap of $144 per year that compounds over a long holding period. On income, AIO currently yields 11.21% against 1.06% for VTI.
Holdings Overlap
At least 25.7% of VTI's money is in holdings AIO also owns.
Stated as a floor: for AIO, our book for it covers 71.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and AIO share little of their money.
59 positions in common, counted across the 108 positions we hold weights for in AIO and 3,441 in VTI, against full books of 102 and 3,524.
Top Shared Holdings
| Stock | Weight in AIO | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 4.94% | 6.88% | 1.94% |
| MSFTMicrosoft Corp | 0.37% | 5.11% | 4.74% |
| AVGOBroadcom Inc | 1.92% | 2.38% | 0.46% |
| LLYEli Lilly & Co. | 2.12% | 1.33% | 0.79% |
| MUMicron Technology, Inc. | 1.53% | 1.46% | 0.07% |
| JPMJpmorgan Chase & Co | 1.58% | 1.29% | 0.29% |
| GEVGE Vernova Inc. CDR (CAD Hedged) | 1.83% | 0.33% | 1.50% |
| CRWDCrowdstrike Holdings Inc | 1.50% | 0.30% | 1.20% |
| UNHUnitedhealth Group Incorporated | 1.32% | 0.48% | 0.84% |
| APHAmphenol Corp. Class A | 1.48% | 0.26% | 1.22% |
25.7% of VTI is already inside AIO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AIO or VTI?
AIO has an expense ratio of 1.47% while VTI charges 0.03%. VTI is the cheaper option, by $144 a year on a $10,000 investment.
Which performed better, AIO or VTI?
Over the past year AIO returned +15.01% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (7 years), AIO annualized +12.83% vs +14.98% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AIO or VTI?
AIO has been the more volatile fund at 21.9% annualized versus 17.1% for VTI. Worst drawdown: AIO -45.2% vs VTI -35.0%.
Should I hold both AIO and VTI?
AIO and VTI have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between AIO and VTI?
At least 25.7% of VTI's money is in holdings AIO also owns. Our book for AIO is partial, so the real figure is this or higher. They hold 59 positions in common, counted across the 108 positions we hold weights for in AIO and 3,441 in VTI.
Which pays a higher dividend, AIO or VTI?
AIO yields 11.21% while VTI yields 1.06%, so AIO currently pays the higher dividend yield.
Is VTI better than AIO?
VTI has a lower expense ratio. AIO led over 3Y, VTI over 1Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.