AIOO vs BUFP
AllianzIM US Equity Buffer100 Protection ETF vs PGIM Laddered S&P 500 Buffer 12 ETF
Which is better, AIOO or BUFP?
BUFP has been ahead.
BUFP has a lower expense ratio. BUFP led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AIOO | BUFP |
|---|---|---|
| Expense Ratio | 0.64% | 0.50%Best |
| AUM | $63M | $279M |
| Dividend Yield | 0.00% | 0.01% |
| Holdings | 12 | 28 |
| YTD Return | +3.07% | +9.90%Best |
| 1Y Return | +3.80% | +12.90%Best |
| Volatility (annualized) | 1.7%Best | 5.5% |
| Max Drawdown | -0.7%Best | -4.4% |
| $10,000 over 1.3 years | $10,593 | $11,821Best |
| Fund Family | AllianzIM | PGIM Investments |
| Category | Alternative | Alternative |
| Style | Option Writing | Option Writing |
| Inception | Jun 30, 2025 | Jun 11, 2024 |
Not shown on this pair: 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jul 1, 2025 to Oct 14, 2026 (1.3 years).
AIOO vs BUFP growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
AIOO vs BUFP Performance
AllianzIM US Equity Buffer100 Protection ETF (AIOO) is an ETF from AllianzIM and PGIM Laddered S&P 500 Buffer 12 ETF (BUFP) is an ETF from PGIM Investments. Over the past year AIOO returned +3.80% while BUFP returned +12.90%. Year to date, AIOO is up 3.07% versus a gain of 9.90% for BUFP.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BUFP has been the more volatile fund, with annualized monthly volatility of 5.5% compared with 1.7% for AIOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.7% for AIOO and -4.4% for BUFP. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AIOO charges 0.64% per year while BUFP charges 0.50%. On a $10,000 position that is $64 vs $50 annually, a gap of $14 per year that compounds over a long holding period. On income, AIOO currently yields 0.00% against 0.01% for BUFP.
You are not choosing between two funds in isolation.
Whichever of AIOO and BUFP you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AIOO or BUFP?
AIOO has an expense ratio of 0.64% while BUFP charges 0.50%. BUFP is the cheaper option, by $14 a year on a $10,000 investment.
Which performed better, AIOO or BUFP?
Over the past year AIOO returned +3.80% vs +12.90% for BUFP, so BUFP leads on 1-year performance. Over the longest common window we track (1 years), AIOO annualized +4.53% vs +13.73% for BUFP. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AIOO or BUFP?
BUFP has been the more volatile fund at 5.5% annualized versus 1.7% for AIOO. Worst drawdown: AIOO -0.7% vs BUFP -4.4%.
Should I hold both AIOO and BUFP?
AIOO and BUFP have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AIOO or BUFP?
AIOO yields 0.00% while BUFP yields 0.01%, so BUFP currently pays the higher dividend yield.
Is BUFP better than AIOO?
BUFP has a lower expense ratio. BUFP led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.