AIVL vs VTI
WisdomTree US AI Enhanced Value Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, AIVL or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. AIVL led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.90. AIVL is less concentrated, with 29.3% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AIVL | VTI |
|---|---|---|
| Expense Ratio | 0.38% | 0.03%Best |
| AUM | $414M | $689.2B |
| Dividend Yield | 1.53% | 1.06% |
| Holdings | 103 | 3,524 |
| YTD Return | +15.75%Best | +13.02% |
| 1Y Return | +17.67%Best | +16.63% |
| 3Y Return (annualized) | +16.26% | +21.97%Best |
| 5Y Return (annualized) | +8.46% | +11.99%Best |
| Volatility (annualized) | 15.8% | 15.7%Best |
| Max Drawdown | -65.1% | -56.6%Best |
| $10,000 over 5 years | $15,009 | $17,616Best |
| Top 10 Weight | 29.3%Best | 33.5% |
| Fund Family | WisdomTree Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jun 16, 2006 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jun 16, 2006 to Oct 14, 2026 (20.3 years).
AIVL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 20.3 years both funds cover.
AIVL vs VTI Performance
WisdomTree US AI Enhanced Value Fund (AIVL) is an ETF from WisdomTree Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year AIVL returned +17.67% while VTI returned +16.63%. Year to date, AIVL is up 15.75% versus a gain of 13.02% for VTI.
Over three years, AIVL compounded at +16.26% per year against +21.97% for VTI; over five years the annualized figures are +8.46% and +11.99% respectively. Across the full 20-year window we track, VTI has the edge at +9.70% annualized vs +5.48%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AIVL has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 15.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -65.1% for AIVL and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
AIVL charges 0.38% per year while VTI charges 0.03%. On a $10,000 position that is $38 vs $3 annually, a gap of $35 per year that compounds over a long holding period. On income, AIVL currently yields 1.53% against 1.06% for VTI.
Holdings Overlap
93.7% of AIVL's money is in holdings VTI also owns. 28.5% of VTI's money is in holdings AIVL also owns.
Most of AIVL is already inside VTI. Owning both mostly buys the same companies twice.
115 positions in common, counted across the 122 positions we hold weights for in AIVL and 3,441 in VTI, against full books of 103 and 3,524.
What only one of them owns
Our book lists 1,043 positions for VTI that do not appear in our book for AIVL (69.1% of the fund), and 5 for AIVL that do not appear in VTI (4.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in AIVL | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 4.31% | 6.30% | 1.99% |
| MSFTMicrosoft Corp | 3.63% | 5.11% | 1.48% |
| AMZNAmazon.Com Inc | 4.26% | 3.41% | 0.85% |
| PGProcter & Gamble Company | 3.04% | 0.46% | 2.58% |
| BACBank of America Corp.: Financials | 2.83% | 0.54% | 2.29% |
| MOAltria Group Inc | 2.28% | 0.15% | 2.13% |
| KMIKinder Morgan Inc./de | 2.27% | 0.08% | 2.19% |
| USBUS Bancorp | 2.20% | 0.13% | 2.07% |
| ICEIntercontinental Exchange Grp Usd0.01 | 2.17% | 0.12% | 2.05% |
| CMCSAComcast Corp. Class A | 2.07% | 0.13% | 1.94% |
93.7% of AIVL is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AIVL or VTI?
AIVL has an expense ratio of 0.38% while VTI charges 0.03%. VTI is the cheaper option, by $35 a year on a $10,000 investment.
Which performed better, AIVL or VTI?
Over the past year AIVL returned +17.67% vs +16.63% for VTI, so AIVL leads on 1-year performance. Over the longest common window we track (20 years), AIVL annualized +5.48% vs +9.70% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AIVL or VTI?
AIVL has been the more volatile fund at 15.8% annualized versus 15.7% for VTI. Worst drawdown: AIVL -65.1% vs VTI -56.6%.
Should I hold both AIVL and VTI?
AIVL and VTI have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between AIVL and VTI?
93.7% of AIVL's money is in holdings VTI also owns. 28.5% of VTI's is in holdings AIVL also owns. They hold 115 positions in common, counted across the 122 positions we hold weights for in AIVL and 3,441 in VTI.
Which pays a higher dividend, AIVL or VTI?
AIVL yields 1.53% while VTI yields 1.06%, so AIVL currently pays the higher dividend yield.
Is VTI better than AIVL?
VTI has a lower expense ratio. AIVL led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.90. AIVL is less concentrated, with 29.3% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.