AOTS vs SCHD
AOT Software Platform ETF vs Schwab US Dividend Equity ETF
Which is better, AOTS or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 56.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AOTS | SCHD |
|---|---|---|
| Expense Ratio | 0.49% | 0.06%Best |
| AUM | $1M | $111.6B |
| Dividend Yield | 0.00% | 3.24% |
| Holdings | 52 | 206 |
| Top 10 Weight | 56.9% | 41.6%Best |
| Fund Family | AOT Invest | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Dec 22, 2025 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window.
The two price series end 57 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. AOTS has data through Aug 18, 2026 and SCHD through Oct 14, 2026.
Fees and Cost Over Time
AOTS charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, AOTS currently yields 0.00% against 3.24% for SCHD.
Holdings Overlap
0.7% of AOTS's money is in holdings SCHD also owns. 0.8% of SCHD's money is in holdings AOTS also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
The two holdings books were reported 67 days apart, AOTS as of Jul 28, 2026 and SCHD as of Oct 3, 2026, so some of the difference between them is the time between the two reports rather than the funds.
1 positions in common, counted across the 51 positions we hold weights for in AOTS and 98 in SCHD, against full books of 52 and 206.
What only one of them owns
Our book lists 96 positions for SCHD that do not appear in our book for AOTS (98.9% of the fund), and 46 for AOTS that do not appear in SCHD (92.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in AOTS | Weight in SCHD | Difference |
|---|---|---|---|
| PAYXPaychex, Inc. | 0.69% | 0.81% | 0.12% |
You are not choosing between two funds in isolation.
Whichever of AOTS and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AOTS or SCHD?
AOTS has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.
Which pays a higher dividend, AOTS or SCHD?
AOTS yields 0.00% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than AOTS?
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 56.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.