APCB vs FINS
ActivePassive Core Bond ETF vs Angel Oak Financial Strategies Income Term Trust
Which is better, APCB or FINS?
FINS has been ahead.
FINS led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | APCB | FINS |
|---|---|---|
| Expense Ratio | 0.36% | - |
| AUM | $989M | $434M |
| Dividend Yield | 4.44% | 10.60% |
| Holdings | 3,770 | 242 |
| YTD Return | -2.08%Best | -2.43% |
| 1Y Return | -1.94% | +0.95%Best |
| 3Y Return (annualized) | +3.95% | +10.09%Best |
| 5Y Return (annualized) | - | +2.59% |
| Volatility (annualized) | 5.2%Best | 6.6% |
| Max Drawdown | -6.4%Best | -10.8% |
| $10,000 over 3.4 years | $10,632 | $13,797Best |
| Fund Family | Envestnet Asset Management | Angel Oak Capital Advisors |
| Category | Fixed Income | Fixed Income |
| Inception | May 3, 2023 | May 29, 2019 |
Not shown on this pair: Top 10 Weight, Style.
Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: May 3, 2023 to Oct 14, 2026 (3.4 years).
APCB vs FINS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.4 years both funds cover.
APCB vs FINS Performance
ActivePassive Core Bond ETF (APCB) is an ETF from Envestnet Asset Management and Angel Oak Financial Strategies Income Term Trust (FINS) is an ETF from Angel Oak Capital Advisors. Over the past year APCB returned -1.94% while FINS returned +0.95%. Year to date, APCB is down 2.08% versus a loss of 2.43% for FINS.
Over three years, APCB compounded at +3.95% per year against +10.09% for FINS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FINS has been the more volatile fund, with annualized monthly volatility of 6.6% compared with 5.2% for APCB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.4% for APCB and -10.8% for FINS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.34. They move together some of the time, and apart the rest.
Holdings Overlap
We hold position weights for 1,221 holdings in APCB and 63 in FINS, totalling 75.9% and 37.4% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
The two holdings books were reported 63 days apart, APCB as of Oct 2, 2026 and FINS as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
1 positions in common, counted across the 1,221 positions we hold weights for in APCB and 63 in FINS, against full books of 3,770 and 242.
Top Shared Holdings
| Stock | Weight in APCB | Weight in FINS | Difference |
|---|---|---|---|
| PNC V5.676 01/22/35Pnc Financial Services Group Inc/The 5.68 01/22/2035 | 0.00% | 0.22% | 0.22% |
You are not choosing between two funds in isolation.
Whichever of APCB and FINS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which performed better, APCB or FINS?
Over the past year APCB returned -1.94% vs +0.95% for FINS, so FINS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, APCB or FINS?
FINS has been the more volatile fund at 6.6% annualized versus 5.2% for APCB. Worst drawdown: APCB -6.4% vs FINS -10.8%.
Should I hold both APCB and FINS?
APCB and FINS have a monthly-return correlation of 0.34, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, APCB or FINS?
APCB yields 4.44% while FINS yields 10.60%, so FINS currently pays the higher dividend yield.
Is FINS better than APCB?
FINS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.