APRZ vs SCHD
Trueshares Structured Outcome (April) ETF vs Schwab US Dividend Equity ETF
Which is better, APRZ or SCHD?
All Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. APRZ led over 5Y and the full window, SCHD over 1Y and 3Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | APRZ | SCHD |
|---|---|---|
| Expense Ratio | 0.79% | 0.06%Best |
| AUM | $34M | $111.6B |
| Dividend Yield | 3.11% | 3.24% |
| Holdings | 13 | 206 |
| YTD Return | +8.58% | +24.55%Best |
| 1Y Return | +7.59% | +29.85%Best |
| 3Y Return (annualized) | +14.63% | +16.64%Best |
| 5Y Return (annualized) | +9.94%Best | +9.54% |
| Volatility (annualized) | 11.4%Best | 14.6% |
| Max Drawdown | -18.1% | -16.9%Best |
| $10,000 over 5 years | $16,061Best | $15,771 |
| Fund Family | TrueShares | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Value |
| Inception | Mar 31, 2021 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 1, 2021 to Oct 14, 2026 (5.5 years).
APRZ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.5 years both funds cover.
APRZ vs SCHD Performance
Trueshares Structured Outcome (April) ETF (APRZ) is an ETF from TrueShares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year APRZ returned +7.59% while SCHD returned +29.85%. Year to date, APRZ is up 8.58% versus a gain of 24.55% for SCHD.
Over three years, APRZ compounded at +14.63% per year against +16.64% for SCHD; over five years the annualized figures are +9.94% and +9.54% respectively. Across the full 6-year window we track, APRZ has the edge at +10.36% annualized vs +9.75%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 11.4% for APRZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.1% for APRZ and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
APRZ charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, APRZ currently yields 3.11% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 1 holding in APRZ and 98 in SCHD, totalling 0.1% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in APRZ and 98 in SCHD, against full books of 13 and 206.
You are not choosing between two funds in isolation.
Whichever of APRZ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, APRZ or SCHD?
APRZ has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option, by $73 a year on a $10,000 investment.
Which performed better, APRZ or SCHD?
Over the past year APRZ returned +7.59% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), APRZ annualized +10.36% vs +9.75% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, APRZ or SCHD?
SCHD has been the more volatile fund at 14.6% annualized versus 11.4% for APRZ. Worst drawdown: APRZ -18.1% vs SCHD -16.9%.
Should I hold both APRZ and SCHD?
APRZ and SCHD have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, APRZ or SCHD?
APRZ yields 3.11% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than APRZ?
SCHD has a lower expense ratio. APRZ led over 5Y and the full window, SCHD over 1Y and 3Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.