ASCI vs SCHD
abrdn International Small Cap Active ETF vs Schwab US Dividend Equity ETF
Which is better, ASCI or SCHD?
Small Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y. ASCI is less concentrated, with 33.6% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ASCI | SCHD |
|---|---|---|
| Expense Ratio | 0.70% | 0.06%Best |
| AUM | $78M | $111.6B |
| Dividend Yield | 0.76% | 3.24% |
| Holdings | 55 | 206 |
| YTD Return | +5.85% | +24.55%Best |
| 1Y Return | +7.40% | +29.85%Best |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Volatility (annualized) | 15.2% | 14.6%Best |
| Top 10 Weight | 33.6%Best | 41.6% |
| Fund Family | Aberdeen | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Growth | Large Cap Value |
| Inception | Sep 30, 1996 | Oct 20, 2011 |
Not shown on this pair: Max Drawdown, $10,000 over the window.
ASCI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
ASCI vs SCHD Performance
abrdn International Small Cap Active ETF (ASCI) is an ETF from Aberdeen and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ASCI returned +7.40% while SCHD returned +29.85%. Year to date, ASCI is up 5.85% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ASCI has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 14.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ASCI charges 0.70% per year while SCHD charges 0.06%. On a $10,000 position that is $70 vs $6 annually, a gap of $64 per year that compounds over a long holding period. On income, ASCI currently yields 0.76% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 53 holdings in ASCI and 98 in SCHD, totalling 97.4% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 53 positions we hold weights for in ASCI and 98 in SCHD, against full books of 55 and 206.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for ASCI (99.8% of the fund), and 2 for ASCI that do not appear in SCHD (2.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of ASCI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ASCI or SCHD?
ASCI has an expense ratio of 0.70% while SCHD charges 0.06%. SCHD is the cheaper option, by $64 a year on a $10,000 investment.
Which performed better, ASCI or SCHD?
Over the past year ASCI returned +7.40% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ASCI or SCHD?
ASCI has been the more volatile fund at 15.2% annualized versus 14.6% for SCHD.
Should I hold both ASCI and SCHD?
ASCI and SCHD have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ASCI or SCHD?
ASCI yields 0.76% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ASCI?
SCHD has a lower expense ratio. SCHD led over 1Y. ASCI is less concentrated, with 33.6% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.