AVIG vs TOTR
Avantis Core Fixed Income ETF vs T. Rowe Price Total Return ETF
Which is better, AVIG or TOTR?
Nearly the same fund. AVIG costs less.
AVIG has a lower expense ratio. AVIG led over 5Y and the full window, TOTR over 1Y and 3Y. The two have moved almost in lockstep, correlation 0.98.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AVIG | TOTR |
|---|---|---|
| Expense Ratio | 0.15%Best | 0.31% |
| AUM | $2.0B | $566M |
| Dividend Yield | 4.54% | 5.48% |
| Holdings | 1,720 | 1,222 |
| YTD Return | -3.03% | -2.17%Best |
| 1Y Return | -2.70% | -1.73%Best |
| 3Y Return (annualized) | +4.63% | +5.04%Best |
| 5Y Return (annualized) | -0.64%Best | -0.85% |
| Volatility (annualized) | 7.0% | 6.6%Best |
| Max Drawdown | -18.6%Best | -19.6% |
| $10,000 over 5 years | $9,684Best | $9,582 |
| Fund Family | Avantis Investors | T.Rowe Price |
| Category | Fixed Income | Fixed Income |
| Inception | Oct 13, 2020 | Sep 28, 2021 |
Not shown on this pair: Top 10 Weight, Style.
Volatility and max drawdown are measured over the window both funds cover: Sep 29, 2021 to Oct 14, 2026 (5 years).
AVIG vs TOTR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
AVIG vs TOTR Performance
Avantis Core Fixed Income ETF (AVIG) is an ETF from Avantis Investors and T. Rowe Price Total Return ETF (TOTR) is an ETF from T.Rowe Price. Over the past year AVIG returned -2.70% while TOTR returned -1.73%. Year to date, AVIG is down 3.03% versus a loss of 2.17% for TOTR.
Over three years, AVIG compounded at +4.63% per year against +5.04% for TOTR; over five years the annualized figures are -0.64% and -0.85% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AVIG has been the more volatile fund, with annualized monthly volatility of 7.0% compared with 6.6% for TOTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.6% for AVIG and -19.6% for TOTR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
AVIG charges 0.15% per year while TOTR charges 0.31%. On a $10,000 position that is $15 vs $31 annually, a gap of $16 per year that compounds over a long holding period. On income, AVIG currently yields 4.54% against 5.48% for TOTR.
Holdings Overlap
At least 12.6% of AVIG's money is in holdings TOTR also owns.
Stated as a floor: for TOTR, our book for it covers 55.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
AVIG and TOTR share little of their money.
15 positions in common, counted across the 739 positions we hold weights for in AVIG and 522 in TOTR, against full books of 1,720 and 1,222.
Top Shared Holdings
| Stock | Weight in AVIG | Weight in TOTR | Difference |
|---|---|---|---|
| G2SF 5.5 10/11Government National Mortgage Association | 2.47% | 0.40% | 2.07% |
| G2SF 5 10/11Ginnie Mae | 2.55% | 0.32% | 2.23% |
| FNCL 5.5 10/11Fannie Mae Or Freddie Mac 2050-10-01 | 1.33% | 0.86% | 0.47% |
| FNCL 6 10/11Fannie Mae Or Freddie Mac 6 | 1.26% | 0.77% | 0.49% |
| FNCL 5 10/11Fncl 5 10/26 | 1.20% | 0.05% | 1.15% |
| G2SF 6 10/11Ginnie Mae 6 | 1.01% | 0.10% | 0.91% |
| FNCL 3 10/11Fannie Mae Or Freddie Mac 3 | 0.63% | 0.48% | 0.15% |
| FNCL 3.5 10/11Fnma Tba 10/01/2049 | 0.75% | 0.25% | 0.50% |
| T 4.125 03/31/32Us Treasury N/B 03/32 4.125 | 0.47% | 0.21% | 0.26% |
| T 3.5 02/15/33United States Treasury 3.50% 02-15-2033 | 0.55% | 0.06% | 0.49% |
You are not choosing between two funds in isolation.
Whichever of AVIG and TOTR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AVIG or TOTR?
AVIG has an expense ratio of 0.15% while TOTR charges 0.31%. AVIG is the cheaper option, by $16 a year on a $10,000 investment.
Which performed better, AVIG or TOTR?
Over the past year AVIG returned -2.70% vs -1.73% for TOTR, so TOTR leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AVIG or TOTR?
AVIG has been the more volatile fund at 7.0% annualized versus 6.6% for TOTR. Worst drawdown: AVIG -18.6% vs TOTR -19.6%.
Should I hold both AVIG and TOTR?
AVIG and TOTR have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between AVIG and TOTR?
At least 12.6% of AVIG's money is in holdings TOTR also owns. Our book for TOTR is partial, so the real figure is this or higher. They hold 15 positions in common, counted across the 739 positions we hold weights for in AVIG and 522 in TOTR.
Which pays a higher dividend, AVIG or TOTR?
AVIG yields 4.54% while TOTR yields 5.48%, so TOTR currently pays the higher dividend yield.
Is TOTR better than AVIG?
AVIG has a lower expense ratio. AVIG led over 5Y and the full window, TOTR over 1Y and 3Y. The two have moved almost in lockstep, correlation 0.98. Which one suits a particular account depends on what it is for. This is information, not a recommendation.