BCHP vs IVV
Principal Focused Blue Chip ETF vs iShares Core S&P 500 ETF
Which is better, BCHP or IVV?
Large Cap Growth against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. IVV is less concentrated, with 38.9% of the fund in its ten largest positions against 72.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BCHP | IVV |
|---|---|---|
| Expense Ratio | 0.58% | 0.03%Best |
| AUM | $235M | $896.5B |
| Dividend Yield | 0.00% | 1.10% |
| Holdings | 52 | 508 |
| YTD Return | +1.56% | +13.59%Best |
| 1Y Return | +1.49% | +17.54%Best |
| 3Y Return (annualized) | +14.49% | +22.46%Best |
| 5Y Return (annualized) | - | +13.28% |
| Volatility (annualized) | 15.3% | 12.6%Best |
| Max Drawdown | -18.6%Best | -18.8% |
| $10,000 over 3.3 years | $15,241 | $17,997Best |
| Top 10 Weight | 72.9% | 38.9%Best |
| Fund Family | Principal Funds | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Jul 12, 2023 | May 15, 2000 |
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: Jul 13, 2023 to Oct 14, 2026 (3.3 years).
BCHP vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
BCHP vs IVV Performance
Principal Focused Blue Chip ETF (BCHP) is an ETF from Principal Funds and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year BCHP returned +1.49% while IVV returned +17.54%. Year to date, BCHP is up 1.56% versus a gain of 13.59% for IVV.
Over three years, BCHP compounded at +14.49% per year against +22.46% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BCHP has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.6% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.6% for BCHP and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BCHP charges 0.58% per year while IVV charges 0.03%. On a $10,000 position that is $58 vs $3 annually, a gap of $55 per year that compounds over a long holding period. On income, BCHP currently yields 0.00% against 1.10% for IVV.
Holdings Overlap
87.1% of BCHP's money is in holdings IVV also owns. 28.9% of IVV's money is in holdings BCHP also owns.
Most of BCHP is already inside IVV. Owning both mostly buys the same companies twice.
19 positions in common, counted across the 24 positions we hold weights for in BCHP and 506 in IVV, against full books of 52 and 508.
What only one of them owns
Our book lists 481 positions for IVV that do not appear in our book for BCHP (70.5% of the fund), and 3 for BCHP that do not appear in IVV (4.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BCHP | Weight in IVV | Difference |
|---|---|---|---|
| NVDANvidia Corporation (purchase Right At $310.00 Per Share) | 11.77% | 8.44% | 3.33% |
| MSFTMicrosoft Corp | 10.45% | 5.76% | 4.69% |
| AMZNAmazon.Com Inc | 10.33% | 3.68% | 6.65% |
| GOOGAlphabet Inc. C | 9.95% | 2.41% | 7.54% |
| METAMeta Platforms Inc | 4.91% | 2.42% | 2.49% |
| AVGOBroadcom Inc | 4.81% | 2.47% | 2.34% |
| MAMastercard Inc | 4.52% | 0.67% | 3.85% |
| VVisa Inc Class A | 4.05% | 0.93% | 3.12% |
| TDGTransdigm Group Inc. | 4.79% | 0.09% | 4.70% |
| CDNSCadence Design Systems Inc. | 3.48% | 0.15% | 3.33% |
87.1% of BCHP is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BCHP or IVV?
BCHP has an expense ratio of 0.58% while IVV charges 0.03%. IVV is the cheaper option, by $55 a year on a $10,000 investment.
Which performed better, BCHP or IVV?
Over the past year BCHP returned +1.49% vs +17.54% for IVV, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BCHP or IVV?
BCHP has been the more volatile fund at 15.3% annualized versus 12.6% for IVV. Worst drawdown: BCHP -18.6% vs IVV -18.8%.
Should I hold both BCHP and IVV?
BCHP and IVV have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BCHP and IVV?
87.1% of BCHP's money is in holdings IVV also owns. 28.9% of IVV's is in holdings BCHP also owns. They hold 19 positions in common, counted across the 24 positions we hold weights for in BCHP and 506 in IVV.
Which pays a higher dividend, BCHP or IVV?
BCHP yields 0.00% while IVV yields 1.10%, so IVV currently pays the higher dividend yield.
Is IVV better than BCHP?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. IVV is less concentrated, with 38.9% of the fund in its ten largest positions against 72.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.