BCIL vs VXUS
Bancreek International Large Cap ETF vs Vanguard Total International Stock ETF
Which is better, BCIL or VXUS?
VXUS has been ahead.
VXUS has a lower expense ratio. VXUS led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BCIL | VXUS |
|---|---|---|
| Expense Ratio | 0.80% | 0.05%Best |
| AUM | $89M | $163.2B |
| Dividend Yield | 0.72% | 2.34% |
| Holdings | 60 | 8,844 |
| YTD Return | +0.98% | +10.00%Best |
| 1Y Return | -1.44% | +17.01%Best |
| 3Y Return (annualized) | - | +19.55% |
| 5Y Return (annualized) | - | +8.55% |
| Volatility (annualized) | 15.4% | 11.5%Best |
| Max Drawdown | -16.2% | -13.6%Best |
| $10,000 over 2.6 years | $11,409 | $14,951Best |
| Fund Family | Bancreek Capital Advisors | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Mar 21, 2024 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Mar 21, 2024 to Oct 14, 2026 (2.6 years).
BCIL vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
BCIL vs VXUS Performance
Bancreek International Large Cap ETF (BCIL) is an ETF from Bancreek Capital Advisors and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year BCIL returned -1.44% while VXUS returned +17.01%. Year to date, BCIL is up 0.98% versus a gain of 10.00% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BCIL has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 11.5% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.2% for BCIL and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BCIL charges 0.80% per year while VXUS charges 0.05%. On a $10,000 position that is $80 vs $5 annually, a gap of $75 per year that compounds over a long holding period. On income, BCIL currently yields 0.72% against 2.34% for VXUS.
Holdings Overlap
At least 88.9% of BCIL's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 91.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of BCIL is already inside VXUS. Owning both mostly buys the same companies twice.
26 positions in common, counted across the 30 positions we hold weights for in BCIL and 8,425 in VXUS, against full books of 60 and 8,844.
Top Shared Holdings
| Stock | Weight in BCIL | Weight in VXUS | Difference |
|---|---|---|---|
| CDA:AUCodan Ltd - Common | 5.80% | 0.01% | 5.79% |
| 000660:KRSk Hynix Inc Common Stock KRW 5000 | 4.26% | 1.46% | 2.80% |
| 6857:JPAdvantest Corp | 4.79% | 0.33% | 4.46% |
| NOVN:SMNovartis Ag Ordinary Shares | 3.97% | 0.62% | 3.35% |
| DOL:CADollarama Inc | 4.20% | 0.07% | 4.13% |
| 7936:JPAsics Corp | 3.92% | 0.04% | 3.88% |
| IG:MIItalgas Spa | 3.93% | 0.01% | 3.92% |
| BFT:PLBenefit Systems Sa | 3.87% | 0.01% | 3.86% |
| HOLN:SMLafargeholcim Limited, Class B | 3.66% | 0.10% | 3.56% |
| 402340:KRSk Square | 3.42% | 0.15% | 3.27% |
88.9% of BCIL is already inside VXUS.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BCIL or VXUS?
BCIL has an expense ratio of 0.80% while VXUS charges 0.05%. VXUS is the cheaper option, by $75 a year on a $10,000 investment.
Which performed better, BCIL or VXUS?
Over the past year BCIL returned -1.44% vs +17.01% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BCIL or VXUS?
BCIL has been the more volatile fund at 15.4% annualized versus 11.5% for VXUS. Worst drawdown: BCIL -16.2% vs VXUS -13.6%.
Should I hold both BCIL and VXUS?
BCIL and VXUS have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BCIL and VXUS?
At least 88.9% of BCIL's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 26 positions in common, counted across the 30 positions we hold weights for in BCIL and 8,425 in VXUS.
Which pays a higher dividend, BCIL or VXUS?
BCIL yields 0.72% while VXUS yields 2.34%, so VXUS currently pays the higher dividend yield.
Is VXUS better than BCIL?
VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.