BCPL vs YFFI

BCPL vs YFFI

Which is better, BCPL or YFFI?

BCPL costs less.

BCPL has a lower expense ratio.

Lower Fees: BCPL

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBCPLYFFI
Expense Ratio0.40%Best0.50%
AUM$327M$22M
Dividend Yield2.85%5.28%
Holdings366164
YTD Return-2.66%-2.49%Best
1Y Return--2.12%
Fund FamilyBNY Mellon Investment ManagementIndexperts
CategoryFixed IncomeFixed Income
StyleInvestment Grade BondInvestment Grade Bond
InceptionJan 12, 2026Dec 31, 2024

Not shown on this pair: 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

BCPL vs YFFI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

Compare BCPL against instead:BCPL vs SPYBCPL vs QQQBCPL vs VOOBCPL vs VTIYFFI against:YFFI vs VXUS

BCPL vs YFFI Performance

BNY Mellon Core Plus ETF (BCPL) is an ETF from BNY Mellon Investment Management and Indexperts Yield Focused Fixed Income ETF (YFFI) is an ETF from Indexperts. Year to date, BCPL is down 2.66% versus a loss of 2.49% for YFFI.

Past performance does not guarantee future results.

Fees and Cost Over Time

BCPL charges 0.40% per year while YFFI charges 0.50%. On a $10,000 position that is $40 vs $50 annually, a gap of $10 per year that compounds over a long holding period. On income, BCPL currently yields 2.85% against 5.28% for YFFI.

Holdings Overlap

We hold position weights for 110 holdings in BCPL and 73 in YFFI, totalling 38.1% and 92.4% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 110 positions we hold weights for in BCPL and 73 in YFFI, against full books of 366 and 164.

You are not choosing between two funds in isolation.

Whichever of BCPL and YFFI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BCPLYFFI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BCPL or YFFI?

BCPL has an expense ratio of 0.40% while YFFI charges 0.50%. BCPL is the cheaper option, by $10 a year on a $10,000 investment.

Which pays a higher dividend, BCPL or YFFI?

BCPL yields 2.85% while YFFI yields 5.28%, so YFFI currently pays the higher dividend yield.

Is YFFI better than BCPL?

BCPL has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.