BCUS vs SCHX
Bancreek US Large Cap ETF vs Schwab US Large-Cap ETF
Which is better, BCUS or SCHX?
SCHX has been ahead.
SCHX has a lower expense ratio. SCHX led over 1Y and the full window. SCHX is less concentrated, with 36.9% of the fund in its ten largest positions against 40.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BCUS | SCHX |
|---|---|---|
| Expense Ratio | 0.70% | 0.03%Best |
| AUM | $149M | $75.3B |
| Dividend Yield | 0.10% | 1.04% |
| Holdings | 62 | 752 |
| YTD Return | +2.72% | +13.08%Best |
| 1Y Return | +2.65% | +16.62%Best |
| 3Y Return (annualized) | - | +22.27% |
| 5Y Return (annualized) | - | +12.56% |
| Volatility (annualized) | 12.6% | 11.7%Best |
| Max Drawdown | -18.2%Best | -19.0% |
| $10,000 over 2.8 years | $13,340 | $16,661Best |
| Top 10 Weight | 40.8% | 36.9%Best |
| Fund Family | Bancreek Capital Advisors | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 20, 2023 | Nov 3, 2009 |
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Dec 21, 2023 to Oct 14, 2026 (2.8 years).
BCUS vs SCHX growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
BCUS vs SCHX Performance
Bancreek US Large Cap ETF (BCUS) is an ETF from Bancreek Capital Advisors and Schwab US Large-Cap ETF (SCHX) is an ETF from Charles Schwab Asset Management. Over the past year BCUS returned +2.65% while SCHX returned +16.62%. Year to date, BCUS is up 2.72% versus a gain of 13.08% for SCHX.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BCUS has been the more volatile fund, with annualized monthly volatility of 12.6% compared with 11.7% for SCHX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.2% for BCUS and -19.0% for SCHX. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BCUS charges 0.70% per year while SCHX charges 0.03%. On a $10,000 position that is $70 vs $3 annually, a gap of $67 per year that compounds over a long holding period. On income, BCUS currently yields 0.10% against 1.04% for SCHX.
Holdings Overlap
68.5% of BCUS's money is in holdings SCHX also owns. 14.6% of SCHX's money is in holdings BCUS also owns.
The two portfolios partly overlap.
21 positions in common, counted across the 30 positions we hold weights for in BCUS and 752 in SCHX, against full books of 62 and 752.
What only one of them owns
Our book lists 708 positions for SCHX that do not appear in our book for BCUS (84.6% of the fund), and 5 for BCUS that do not appear in SCHX (20.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BCUS | Weight in SCHX | Difference |
|---|---|---|---|
| NVDANvidia Corp | 4.32% | 8.02% | 3.70% |
| METAMeta Platforms Inc | 4.53% | 2.28% | 2.25% |
| AVGOBroadcom Inc | 3.95% | 2.40% | 1.55% |
| FIXComfort Systems USA Inc. | 4.12% | 0.09% | 4.03% |
| HWMHowmet Aerospace | 4.06% | 0.13% | 3.93% |
| APPAppLovin Corp. Com Cl A | 3.33% | 0.10% | 3.23% |
| APHAmphenol Corp. Class A | 3.13% | 0.30% | 2.83% |
| PHParker-Hannifin Corp. | 3.09% | 0.17% | 2.92% |
| HLTHilton Worldwide Holdings Inc. | 3.15% | 0.10% | 3.05% |
| STRLSterling Construction Company Inc | 3.15% | 0.02% | 3.13% |
68.5% of BCUS is already inside SCHX.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BCUS or SCHX?
BCUS has an expense ratio of 0.70% while SCHX charges 0.03%. SCHX is the cheaper option, by $67 a year on a $10,000 investment.
Which performed better, BCUS or SCHX?
Over the past year BCUS returned +2.65% vs +16.62% for SCHX, so SCHX leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BCUS or SCHX?
BCUS has been the more volatile fund at 12.6% annualized versus 11.7% for SCHX. Worst drawdown: BCUS -18.2% vs SCHX -19.0%.
Should I hold both BCUS and SCHX?
BCUS and SCHX have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BCUS and SCHX?
68.5% of BCUS's money is in holdings SCHX also owns. 14.6% of SCHX's is in holdings BCUS also owns. They hold 21 positions in common, counted across the 30 positions we hold weights for in BCUS and 752 in SCHX.
Which pays a higher dividend, BCUS or SCHX?
BCUS yields 0.10% while SCHX yields 1.04%, so SCHX currently pays the higher dividend yield.
Is SCHX better than BCUS?
SCHX has a lower expense ratio. SCHX led over 1Y and the full window. SCHX is less concentrated, with 36.9% of the fund in its ten largest positions against 40.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.