BFIX vs FTBD
Build Bond Innovation ETF vs Fidelity Tactical Bond ETF
Which is better, BFIX or FTBD?
BFIX has been ahead.
BFIX has a lower expense ratio. BFIX led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BFIX | FTBD |
|---|---|---|
| Expense Ratio | 0.45%Best | 0.55% |
| AUM | $12M | $37M |
| Dividend Yield | 3.93% | 5.68% |
| Holdings | 226 | 755 |
| YTD Return | +0.12%Best | -1.46% |
| 1Y Return | +0.43%Best | -1.51% |
| 3Y Return (annualized) | +7.37%Best | +5.55% |
| Volatility (annualized) | 3.2%Best | 5.9% |
| Max Drawdown | -4.0%Best | -7.0% |
| $10,000 over 3.7 years | $12,493Best | $11,244 |
| Fund Family | BUILD FUNDS TRUST | Fidelity Investments (US) |
| Category | Fixed Income | Fixed Income |
| Style | Long Term High Quality | Long Term High Quality |
| Inception | Feb 9, 2022 | Jan 24, 2023 |
Not shown on this pair: 5Y Return (annualized), Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Jan 26, 2023 to Oct 14, 2026 (3.7 years).
BFIX vs FTBD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.7 years both funds cover.
BFIX vs FTBD Performance
Build Bond Innovation ETF (BFIX) is an ETF from BUILD FUNDS TRUST and Fidelity Tactical Bond ETF (FTBD) is an ETF from Fidelity Investments (US). Over the past year BFIX returned +0.43% while FTBD returned -1.51%. Year to date, BFIX is up 0.12% versus a loss of 1.46% for FTBD.
Over three years, BFIX compounded at +7.37% per year against +5.55% for FTBD. Across the full 4-year window we track, BFIX has the edge at +6.20% annualized vs +3.22%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FTBD has been the more volatile fund, with annualized monthly volatility of 5.9% compared with 3.2% for BFIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.0% for BFIX and -7.0% for FTBD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BFIX charges 0.45% per year while FTBD charges 0.55%. On a $10,000 position that is $45 vs $55 annually, a gap of $10 per year that compounds over a long holding period. On income, BFIX currently yields 3.93% against 5.68% for FTBD.
Holdings Overlap
We hold position weights for 93 holdings in BFIX and 136 in FTBD, totalling 43.4% and 39.1% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 93 positions we hold weights for in BFIX and 136 in FTBD, against full books of 226 and 755.
Top Shared Holdings
| Stock | Weight in BFIX | Weight in FTBD | Difference |
|---|---|---|---|
| T 4.625 04/30/29United States Treasury Note/Bond 2029-04-30 | 4.24% | 0.03% | 4.21% |
You are not choosing between two funds in isolation.
Whichever of BFIX and FTBD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BFIX or FTBD?
BFIX has an expense ratio of 0.45% while FTBD charges 0.55%. BFIX is the cheaper option, by $10 a year on a $10,000 investment.
Which performed better, BFIX or FTBD?
Over the past year BFIX returned +0.43% vs -1.51% for FTBD, so BFIX leads on 1-year performance. Over the longest common window we track (4 years), BFIX annualized +6.20% vs +3.22% for FTBD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BFIX or FTBD?
FTBD has been the more volatile fund at 5.9% annualized versus 3.2% for BFIX. Worst drawdown: BFIX -4.0% vs FTBD -7.0%.
Should I hold both BFIX and FTBD?
BFIX and FTBD have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BFIX or FTBD?
BFIX yields 3.93% while FTBD yields 5.68%, so FTBD currently pays the higher dividend yield.
Is FTBD better than BFIX?
BFIX has a lower expense ratio. BFIX led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.