BFIX vs THTA
Build Bond Innovation ETF vs SoFi Enhanced Yield ETF
Which is better, BFIX or THTA?
Each has led over a different period.
BFIX has a lower expense ratio. BFIX led over 3Y and the full window, THTA over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BFIX | THTA |
|---|---|---|
| Expense Ratio | 0.45%Best | 0.65% |
| AUM | $12M | $65M |
| Dividend Yield | 3.93% | 10.62% |
| Holdings | 226 | 18 |
| YTD Return | +0.12% | +12.24%Best |
| 1Y Return | +0.43% | +16.25%Best |
| 3Y Return (annualized) | +7.37%Best | +2.71% |
| Volatility (annualized) | 3.2%Best | 13.1% |
| Max Drawdown | -4.0%Best | -31.4% |
| $10,000 over 2.9 years | $12,343Best | $10,806 |
| Fund Family | BUILD FUNDS TRUST | SoFi |
| Category | Fixed Income | Fixed Income |
| Style | Long Term High Quality | Long Term High Quality |
| Inception | Feb 9, 2022 | Nov 15, 2023 |
Not shown on this pair: 5Y Return (annualized), Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Nov 15, 2023 to Oct 14, 2026 (2.9 years).
BFIX vs THTA growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
BFIX vs THTA Performance
Build Bond Innovation ETF (BFIX) is an ETF from BUILD FUNDS TRUST and SoFi Enhanced Yield ETF (THTA) is an ETF from SoFi. Over the past year BFIX returned +0.43% while THTA returned +16.25%. Year to date, BFIX is up 0.12% versus a gain of 12.24% for THTA.
Over three years, BFIX compounded at +7.37% per year against +2.71% for THTA.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
THTA has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 3.2% for BFIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.0% for BFIX and -31.4% for THTA. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.21. They move largely independently of each other.
Fees and Cost Over Time
BFIX charges 0.45% per year while THTA charges 0.65%. On a $10,000 position that is $45 vs $65 annually, a gap of $20 per year that compounds over a long holding period. On income, BFIX currently yields 3.93% against 10.62% for THTA.
Holdings Overlap
We hold position weights for 93 holdings in BFIX and 2 in THTA, totalling 43.4% and 22.4% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 93 positions we hold weights for in BFIX and 2 in THTA, against full books of 226 and 18.
Top Shared Holdings
| Stock | Weight in BFIX | Weight in THTA | Difference |
|---|---|---|---|
| FGXXXFirst American Government Obligations Fund | 0.25% | 2.10% | 1.85% |
You are not choosing between two funds in isolation.
Whichever of BFIX and THTA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BFIX or THTA?
BFIX has an expense ratio of 0.45% while THTA charges 0.65%. BFIX is the cheaper option, by $20 a year on a $10,000 investment.
Which performed better, BFIX or THTA?
Over the past year BFIX returned +0.43% vs +16.25% for THTA, so THTA leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BFIX or THTA?
THTA has been the more volatile fund at 13.1% annualized versus 3.2% for BFIX. Worst drawdown: BFIX -4.0% vs THTA -31.4%.
Should I hold both BFIX and THTA?
BFIX and THTA have a monthly-return correlation of -0.21, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BFIX or THTA?
BFIX yields 3.93% while THTA yields 10.62%, so THTA currently pays the higher dividend yield.
Is THTA better than BFIX?
BFIX has a lower expense ratio. BFIX led over 3Y and the full window, THTA over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.