BFIX vs UBND
Build Bond Innovation ETF vs VictoryShares Core Plus Bond ETF
Which is better, BFIX or UBND?
BFIX has been ahead.
UBND has a lower expense ratio. BFIX led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BFIX | UBND |
|---|---|---|
| Expense Ratio | 0.45% | 0.40%Best |
| AUM | $12M | $1.9B |
| Dividend Yield | 3.93% | 5.07% |
| Holdings | 226 | 1,606 |
| YTD Return | +0.12%Best | -2.75% |
| 1Y Return | +0.43%Best | -2.33% |
| 3Y Return (annualized) | +7.37%Best | +4.98% |
| 5Y Return (annualized) | - | +0.24% |
| Volatility (annualized) | 3.6%Best | 6.6% |
| Max Drawdown | -8.0%Best | -14.8% |
| $10,000 over 4.7 years | $11,734Best | $10,324 |
| Fund Family | BUILD FUNDS TRUST | Victory Capital Management Inc. |
| Category | Fixed Income | Fixed Income |
| Style | Long Term High Quality | Long Term High Quality |
| Inception | Feb 9, 2022 | Oct 4, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.7 years row, are measured over the window both funds cover: Feb 10, 2022 to Oct 14, 2026 (4.7 years).
BFIX vs UBND growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.7 years both funds cover.
BFIX vs UBND Performance
Build Bond Innovation ETF (BFIX) is an ETF from BUILD FUNDS TRUST and VictoryShares Core Plus Bond ETF (UBND) is an ETF from Victory Capital Management Inc.. Over the past year BFIX returned +0.43% while UBND returned -2.33%. Year to date, BFIX is up 0.12% versus a loss of 2.75% for UBND.
Over three years, BFIX compounded at +7.37% per year against +4.98% for UBND.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UBND has been the more volatile fund, with annualized monthly volatility of 6.6% compared with 3.6% for BFIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.0% for BFIX and -14.8% for UBND. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BFIX charges 0.45% per year while UBND charges 0.40%. On a $10,000 position that is $45 vs $40 annually, a gap of $5 per year that compounds over a long holding period. On income, BFIX currently yields 3.93% against 5.07% for UBND.
Holdings Overlap
We hold position weights for 93 holdings in BFIX and 266 in UBND, totalling 43.4% and 12.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 93 positions we hold weights for in BFIX and 266 in UBND, against full books of 226 and 1,606.
You are not choosing between two funds in isolation.
Whichever of BFIX and UBND you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BFIX or UBND?
BFIX has an expense ratio of 0.45% while UBND charges 0.40%. UBND is the cheaper option, by $5 a year on a $10,000 investment.
Which performed better, BFIX or UBND?
Over the past year BFIX returned +0.43% vs -2.33% for UBND, so BFIX leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BFIX or UBND?
UBND has been the more volatile fund at 6.6% annualized versus 3.6% for BFIX. Worst drawdown: BFIX -8.0% vs UBND -14.8%.
Should I hold both BFIX and UBND?
BFIX and UBND have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BFIX or UBND?
BFIX yields 3.93% while UBND yields 5.07%, so UBND currently pays the higher dividend yield.
Is UBND better than BFIX?
UBND has a lower expense ratio. BFIX led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.