BIBL vs QQQ
Inspire 100 ETF vs Invesco QQQ Trust, Series 1
Which is better, BIBL or QQQ?
Large Cap Blend against Large Cap Growth.
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. BIBL is less concentrated, with 40.7% of the fund in its ten largest positions against 46.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BIBL | QQQ |
|---|---|---|
| Expense Ratio | 0.35% | 0.18%Best |
| AUM | $521M | $506.1B |
| Dividend Yield | 0.93% | 0.42% |
| Holdings | 200 | 321 |
| YTD Return | +17.71% | +19.30%Best |
| 1Y Return | +22.38% | +22.47%Best |
| 3Y Return (annualized) | +20.72% | +26.18%Best |
| 5Y Return (annualized) | +8.59% | +15.42%Best |
| Volatility (annualized) | 18.1%Best | 19.9% |
| Max Drawdown | -36.1% | -35.1%Best |
| $10,000 over 5 years | $15,099 | $20,484Best |
| Top 10 Weight | 40.7%Best | 46.7% |
| Fund Family | Inspire ETFs | Invesco (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | Oct 30, 2017 | Mar 10, 1999 |
Volatility and max drawdown are measured over the window both funds cover: Oct 31, 2017 to Oct 14, 2026 (9 years).
BIBL vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9 years both funds cover.
BIBL vs QQQ Performance
Inspire 100 ETF (BIBL) is an ETF from Inspire ETFs and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year BIBL returned +22.38% while QQQ returned +22.47%. Year to date, BIBL is up 17.71% versus a gain of 19.30% for QQQ.
Over three years, BIBL compounded at +20.72% per year against +26.18% for QQQ; over five years the annualized figures are +8.59% and +15.42% respectively. Across the full 9-year window we track, QQQ has the edge at +19.57% annualized vs +11.55%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 19.9% compared with 18.1% for BIBL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.1% for BIBL and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BIBL charges 0.35% per year while QQQ charges 0.18%. On a $10,000 position that is $35 vs $18 annually, a gap of $17 per year that compounds over a long holding period. On income, BIBL currently yields 0.93% against 0.42% for QQQ.
Holdings Overlap
20.3% of BIBL's money is in holdings QQQ also owns. 3.7% of QQQ's money is in holdings BIBL also owns.
BIBL and QQQ share little of their money.
12 positions in common, counted across the 99 positions we hold weights for in BIBL and 101 in QQQ, against full books of 200 and 321.
What only one of them owns
Our book lists 81 positions for QQQ that do not appear in our book for BIBL (92.6% of the fund), and 85 for BIBL that do not appear in QQQ (78.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BIBL | Weight in QQQ | Difference |
|---|---|---|---|
| KLACKla Corp. | 4.99% | 1.06% | 3.93% |
| FTNTFortinet Inc. | 2.97% | 0.55% | 2.42% |
| CTASCintas Corp. | 1.87% | 0.33% | 1.54% |
| MPWRMonolithic Power Systems Inc | 1.84% | 0.28% | 1.56% |
| PCARPaccar Inc. | 1.34% | 0.24% | 1.10% |
| TERTeradyne Inc | 1.31% | 0.26% | 1.05% |
| FANGDiamondback Energy | 1.28% | 0.21% | 1.07% |
| MCHPMicrochip Technology Inc. | 1.08% | 0.18% | 0.90% |
| IDXXIdexx Laboratories Inc. | 1.04% | 0.17% | 0.87% |
| ODFLOld Dominion Freight Line Inc | 0.92% | 0.15% | 0.77% |
20.3% of BIBL is already inside QQQ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BIBL or QQQ?
BIBL has an expense ratio of 0.35% while QQQ charges 0.18%. QQQ is the cheaper option, by $17 a year on a $10,000 investment.
Which performed better, BIBL or QQQ?
Over the past year BIBL returned +22.38% vs +22.47% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (9 years), BIBL annualized +11.55% vs +19.57% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BIBL or QQQ?
QQQ has been the more volatile fund at 19.9% annualized versus 18.1% for BIBL. Worst drawdown: BIBL -36.1% vs QQQ -35.1%.
Should I hold both BIBL and QQQ?
BIBL and QQQ have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BIBL and QQQ?
20.3% of BIBL's money is in holdings QQQ also owns. 3.7% of QQQ's is in holdings BIBL also owns. They hold 12 positions in common, counted across the 99 positions we hold weights for in BIBL and 101 in QQQ.
Which pays a higher dividend, BIBL or QQQ?
BIBL yields 0.93% while QQQ yields 0.42%, so BIBL currently pays the higher dividend yield.
Is QQQ better than BIBL?
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. BIBL is less concentrated, with 40.7% of the fund in its ten largest positions against 46.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.