BKIS vs RFDI

BKIS vs RFDI

Which is better, BKIS or RFDI?

Nearly the same fund. BKIS costs less.

BKIS has a lower expense ratio. RFDI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.97.

Lower Fees: BKISHigher Returns: RFDI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBKISRFDI
Expense Ratio0.70%Best0.83%
AUM$9M$168M
Dividend Yield1.13%3.08%
Holdings42157
Volatility (annualized)20.1%18.3%Best
Max Drawdown-34.0%Best-34.9%
$10,000 over 2.9 years$8,929$10,032Best
Fund FamilyBNY Mellon Investment ManagementFirst Trust Portfolios (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionDec 14, 2021Apr 14, 2016

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 679 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BKIS has data through Nov 1, 2024 and RFDI through Sep 11, 2026.

Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Dec 15, 2021 to Nov 1, 2024 (2.9 years).

Compare BKIS against instead:BKIS vs SPYBKIS vs QQQBKIS vs VOOBKIS vs VTIRFDI against:RFDI vs VXUS

Risk: Volatility and Drawdowns

BKIS has been the more volatile fund, with annualized monthly volatility of 20.1% compared with 18.3% for RFDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.0% for BKIS and -34.9% for RFDI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

BKIS charges 0.70% per year while RFDI charges 0.83%. On a $10,000 position that is $70 vs $83 annually, a gap of $13 per year that compounds over a long holding period. On income, BKIS currently yields 1.13% against 3.08% for RFDI.

You are not choosing between two funds in isolation.

Whichever of BKIS and RFDI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BKISRFDI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BKIS or RFDI?

BKIS has an expense ratio of 0.70% while RFDI charges 0.83%. BKIS is the cheaper option, by $13 a year on a $10,000 investment.

Which is riskier, BKIS or RFDI?

BKIS has been the more volatile fund at 20.1% annualized versus 18.3% for RFDI. Worst drawdown: BKIS -34.0% vs RFDI -34.9%.

Should I hold both BKIS and RFDI?

BKIS and RFDI have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, BKIS or RFDI?

BKIS yields 1.13% while RFDI yields 3.08%, so RFDI currently pays the higher dividend yield.

Is RFDI better than BKIS?

BKIS has a lower expense ratio. RFDI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.97. Which one suits a particular account depends on what it is for. This is information, not a recommendation.