BMOP vs VTI
BNY Mellon Municipal Opportunities ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BMOP or VTI?
Municipal Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BMOP | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $1.6B | $689.2B |
| Dividend Yield | 2.30% | 1.06% |
| Holdings | 1,342 | 3,524 |
| YTD Return | -2.97% | +13.02%Best |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Fund Family | BNY Mellon Investment Management | Vanguard (US) |
| Category | Tax Preferred | Equity |
| Style | Municipal Bond | Large Cap Blend |
| Inception | Jan 12, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
BMOP vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
BMOP vs VTI Performance
BNY Mellon Municipal Opportunities ETF (BMOP) is an ETF from BNY Mellon Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, BMOP is down 2.97% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
BMOP charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, BMOP currently yields 2.30% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 249 holdings in BMOP and 3,441 in VTI, totalling 48.0% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 249 positions we hold weights for in BMOP and 3,441 in VTI, against full books of 1,342 and 3,524.
You are not choosing between two funds in isolation.
Whichever of BMOP and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BMOP or VTI?
BMOP has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
Which pays a higher dividend, BMOP or VTI?
BMOP yields 2.30% while VTI yields 1.06%, so BMOP currently pays the higher dividend yield.
Is VTI better than BMOP?
VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.