BRHY vs VTI
iShares High Yield Active ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BRHY or VTI?
High Yield Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BRHY | VTI |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $133M | $689.2B |
| Dividend Yield | 7.77% | 1.06% |
| Holdings | 910 | 3,524 |
| YTD Return | -0.06% | +13.02%Best |
| 1Y Return | +2.26% | +16.63%Best |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 4.0%Best | 12.0% |
| Max Drawdown | -4.4%Best | -19.3% |
| $10,000 over 2.3 years | $11,661 | $14,375Best |
| Fund Family | BlackRock, Inc. (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Blend |
| Inception | Jun 17, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: Jun 18, 2024 to Oct 14, 2026 (2.3 years).
BRHY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
BRHY vs VTI Performance
iShares High Yield Active ETF (BRHY) is an ETF from BlackRock, Inc. (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BRHY returned +2.26% while VTI returned +16.63%. Year to date, BRHY is down 0.06% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.0% compared with 4.0% for BRHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.4% for BRHY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BRHY charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, BRHY currently yields 7.77% against 1.06% for VTI.
Holdings Overlap
At least 3.5% of VTI's money is in holdings BRHY also owns.
Stated as a floor: for BRHY, our book for it covers 61.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and BRHY share little of their money.
6 positions in common, counted across the 512 positions we hold weights for in BRHY and 3,441 in VTI, against full books of 910 and 3,524.
Top Shared Holdings
| Stock | Weight in BRHY | Weight in VTI | Difference |
|---|---|---|---|
| GOOGLAlphabet Inc | 0.04% | 2.70% | 2.66% |
| CCitigroup Inc 6.875 11/73 6.88 2173-11-15 | 0.20% | 0.30% | 0.10% |
| GSGoldman Sachs Group Inc 6.5 Perpetl 2/10/2175 | 0.05% | 0.38% | 0.33% |
| MCHPMicrochip Technology Inc. | 0.07% | 0.05% | 0.02% |
| MDLNMedline Inc | 0.09% | 0.02% | 0.07% |
| SOLSSolstice Advanced Materials Inc | 0.05% | 0.01% | 0.04% |
You are not choosing between two funds in isolation.
Whichever of BRHY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BRHY or VTI?
BRHY has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, BRHY or VTI?
Over the past year BRHY returned +2.26% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), BRHY annualized +6.91% vs +17.09% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BRHY or VTI?
VTI has been the more volatile fund at 12.0% annualized versus 4.0% for BRHY. Worst drawdown: BRHY -4.4% vs VTI -19.3%.
Should I hold both BRHY and VTI?
BRHY and VTI have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BRHY and VTI?
At least 3.5% of VTI's money is in holdings BRHY also owns. Our book for BRHY is partial, so the real figure is this or higher. They hold 6 positions in common, counted across the 512 positions we hold weights for in BRHY and 3,441 in VTI.
Which pays a higher dividend, BRHY or VTI?
BRHY yields 7.77% while VTI yields 1.06%, so BRHY currently pays the higher dividend yield.
Is VTI better than BRHY?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.