BRIF vs USMV
FIS Bright Portfolios Focused Equity ETF vs iShares MSCI USA Minimum Volatility Factor ETF
Which is better, BRIF or USMV?
BRIF has been ahead.
USMV has a lower expense ratio. BRIF led over 1Y and the full window. USMV is less concentrated, with 15.2% of the fund in its ten largest positions against 38.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BRIF | USMV |
|---|---|---|
| Expense Ratio | 0.66% | 0.15%Best |
| AUM | $168M | $23.8B |
| Dividend Yield | 0.42% | 1.45% |
| Holdings | 100 | 178 |
| YTD Return | +25.15%Best | +7.90% |
| 1Y Return | +26.24%Best | +7.14% |
| 3Y Return (annualized) | - | +12.56% |
| 5Y Return (annualized) | - | +7.48% |
| Volatility (annualized) | 20.4% | 8.1%Best |
| Max Drawdown | -17.2% | -9.4%Best |
| $10,000 over 1.8 years | $14,934Best | $11,455 |
| Top 10 Weight | 38.8% | 15.2%Best |
| Fund Family | Faith Investor Services | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 20, 2024 | Oct 18, 2011 |
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Dec 20, 2024 to Oct 14, 2026 (1.8 years).
BRIF vs USMV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
BRIF vs USMV Performance
FIS Bright Portfolios Focused Equity ETF (BRIF) is an ETF from Faith Investor Services and iShares MSCI USA Minimum Volatility Factor ETF (USMV) is an ETF from iShares by BlackRock (US). Over the past year BRIF returned +26.24% while USMV returned +7.14%. Year to date, BRIF is up 25.15% versus a gain of 7.90% for USMV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BRIF has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 8.1% for USMV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.2% for BRIF and -9.4% for USMV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.37. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BRIF charges 0.66% per year while USMV charges 0.15%. On a $10,000 position that is $66 vs $15 annually, a gap of $51 per year that compounds over a long holding period. On income, BRIF currently yields 0.42% against 1.45% for USMV.
Holdings Overlap
55.7% of BRIF's money is in holdings USMV also owns. 17.7% of USMV's money is in holdings BRIF also owns.
The two portfolios partly overlap.
23 positions in common, counted across the 50 positions we hold weights for in BRIF and 176 in USMV, against full books of 100 and 178.
What only one of them owns
Our book lists 150 positions for USMV that do not appear in our book for BRIF (80.6% of the fund), and 25 for BRIF that do not appear in USMV (40.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BRIF | Weight in USMV | Difference |
|---|---|---|---|
| NVDANvidia Corp | 7.71% | 1.64% | 6.07% |
| CSCOCisco Systems Inc. - Ordinary Shares | 3.65% | 1.38% | 2.27% |
| LLYEli Lilly & Co. | 4.23% | 0.79% | 3.44% |
| ABBVAbbvie Inc. | 3.61% | 0.75% | 2.86% |
| LINLinde Plc Ordinary Shares | 3.45% | 0.63% | 2.82% |
| AVGOBroadcom Inc | 2.83% | 0.91% | 1.92% |
| GILDGilead Sciences | 2.68% | 0.89% | 1.79% |
| XOMExxonmobil Corp. | 1.91% | 1.48% | 0.43% |
| CRWDCrowdstrike Holdings Inc | 2.84% | 0.35% | 2.49% |
| PANWPalo Alto Networks, Inc | 2.37% | 0.76% | 1.61% |
55.7% of BRIF is already inside USMV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BRIF or USMV?
BRIF has an expense ratio of 0.66% while USMV charges 0.15%. USMV is the cheaper option, by $51 a year on a $10,000 investment.
Which performed better, BRIF or USMV?
Over the past year BRIF returned +26.24% vs +7.14% for USMV, so BRIF leads on 1-year performance. Over the longest common window we track (2 years), BRIF annualized +24.96% vs +7.84% for USMV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BRIF or USMV?
BRIF has been the more volatile fund at 20.4% annualized versus 8.1% for USMV. Worst drawdown: BRIF -17.2% vs USMV -9.4%.
Should I hold both BRIF and USMV?
BRIF and USMV have a monthly-return correlation of 0.37, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BRIF and USMV?
55.7% of BRIF's money is in holdings USMV also owns. 17.7% of USMV's is in holdings BRIF also owns. They hold 23 positions in common, counted across the 50 positions we hold weights for in BRIF and 176 in USMV.
Which pays a higher dividend, BRIF or USMV?
BRIF yields 0.42% while USMV yields 1.45%, so USMV currently pays the higher dividend yield.
Is USMV better than BRIF?
USMV has a lower expense ratio. BRIF led over 1Y and the full window. USMV is less concentrated, with 15.2% of the fund in its ten largest positions against 38.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.