BRTR vs UBND
iShares Total Return Active ETF vs VictoryShares Core Plus Bond ETF
Which is better, BRTR or UBND?
Nearly the same fund. BRTR costs less.
BRTR has a lower expense ratio. BRTR led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.98.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BRTR | UBND |
|---|---|---|
| Expense Ratio | 0.38%Best | 0.40% |
| AUM | $816M | $1.9B |
| Dividend Yield | 4.92% | 5.07% |
| Holdings | 3,009 | 1,606 |
| YTD Return | -2.33%Best | -2.75% |
| 1Y Return | -1.91%Best | -2.33% |
| 3Y Return (annualized) | - | +4.98% |
| 5Y Return (annualized) | - | +0.24% |
| Volatility (annualized) | 5.2% | 4.4%Best |
| Max Drawdown | -5.0% | -4.6%Best |
| $10,000 over 2.8 years | $11,050Best | $10,813 |
| Fund Family | BlackRock, Inc. (US) | Victory Capital Management Inc. |
| Category | Fixed Income | Fixed Income |
| Style | Long Term High Quality | Long Term High Quality |
| Inception | Dec 12, 2023 | Oct 4, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Dec 14, 2023 to Oct 14, 2026 (2.8 years).
BRTR vs UBND growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
BRTR vs UBND Performance
iShares Total Return Active ETF (BRTR) is an ETF from BlackRock, Inc. (US) and VictoryShares Core Plus Bond ETF (UBND) is an ETF from Victory Capital Management Inc.. Over the past year BRTR returned -1.91% while UBND returned -2.33%. Year to date, BRTR is down 2.33% versus a loss of 2.75% for UBND.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BRTR has been the more volatile fund, with annualized monthly volatility of 5.2% compared with 4.4% for UBND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.0% for BRTR and -4.6% for UBND. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
BRTR charges 0.38% per year while UBND charges 0.40%. On a $10,000 position that is $38 vs $40 annually, a gap of $2 per year that compounds over a long holding period. On income, BRTR currently yields 4.92% against 5.07% for UBND.
Holdings Overlap
We hold position weights for 618 holdings in BRTR and 266 in UBND, totalling 71.3% and 12.9% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 7 positions appear in both.
7 positions in common, counted across the 618 positions we hold weights for in BRTR and 266 in UBND, against full books of 3,009 and 1,606.
Top Shared Holdings
| Stock | Weight in BRTR | Weight in UBND | Difference |
|---|---|---|---|
| 1345T 2025-AOA A1345T 2025-Aoa | 0.06% | 0.19% | 0.13% |
| AAPL 2.375 02/08/41Apple Inc 2.38% Feb 08, 2041 | 0.04% | 0.05% | 0.01% |
| D V7 06/01/54 BDominion Energy Inc 7 06/01/2054 | 0.02% | 0.04% | 0.02% |
| HCA 5.125 06/15/39Hca Inc 5.125% 06/15/2039 | 0.01% | 0.03% | 0.02% |
| KHC 6.875 01/26/39Kraft Heinz Foods Co 6.875 01-26-2039 | 0.01% | 0.03% | 0.02% |
| BAC V2.482 09/21/36Bank Of America Corp. 0.0248% 2036/09/21 | 0.01% | 0.02% | 0.01% |
| GEO 8.625 04/15/29Geo Group Inc/The 8.625% Due 04/15/2029 | 0.01% | 0.01% | 0.00% |
You are not choosing between two funds in isolation.
Whichever of BRTR and UBND you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BRTR or UBND?
BRTR has an expense ratio of 0.38% while UBND charges 0.40%. BRTR is the cheaper option, by $2 a year on a $10,000 investment.
Which performed better, BRTR or UBND?
Over the past year BRTR returned -1.91% vs -2.33% for UBND, so BRTR leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BRTR or UBND?
BRTR has been the more volatile fund at 5.2% annualized versus 4.4% for UBND. Worst drawdown: BRTR -5.0% vs UBND -4.6%.
Should I hold both BRTR and UBND?
BRTR and UBND have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, BRTR or UBND?
BRTR yields 4.92% while UBND yields 5.07%, so UBND currently pays the higher dividend yield.
Is UBND better than BRTR?
BRTR has a lower expense ratio. BRTR led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.98. Which one suits a particular account depends on what it is for. This is information, not a recommendation.