BSCT vs RFCI
Invesco BulletShares 2029 Corporate Bond ETF vs ALPS Dynamic Core Income ETF
Which is better, BSCT or RFCI?
Each has led over a different period.
BSCT has a lower expense ratio. BSCT led over 1Y, 3Y and the full window, RFCI over 5Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BSCT | RFCI |
|---|---|---|
| Expense Ratio | 0.10%Best | 0.51% |
| AUM | $3.1B | $13M |
| Dividend Yield | 4.59% | 4.76% |
| Holdings | 981 | 48 |
| YTD Return | +0.29%Best | -1.66% |
| 1Y Return | +1.06%Best | -1.45% |
| 3Y Return (annualized) | +6.23%Best | +4.92% |
| 5Y Return (annualized) | +0.98% | +1.12%Best |
| Volatility (annualized) | 7.1% | 4.9%Best |
| Max Drawdown | -19.5% | -13.2%Best |
| $10,000 over 5 years | $10,500 | $10,573Best |
| Fund Family | Invesco (US) | ALPS Advisors |
| Category | Fixed Income | Fixed Income |
| Inception | Sep 12, 2019 | Jun 13, 2016 |
Not shown on this pair: Top 10 Weight, Style.
Volatility and max drawdown are measured over the window both funds cover: Sep 12, 2019 to Oct 14, 2026 (7.1 years).
BSCT vs RFCI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.1 years both funds cover.
BSCT vs RFCI Performance
Invesco BulletShares 2029 Corporate Bond ETF (BSCT) is an ETF from Invesco (US) and ALPS Dynamic Core Income ETF (RFCI) is an ETF from ALPS Advisors. Over the past year BSCT returned +1.06% while RFCI returned -1.45%. Year to date, BSCT is up 0.29% versus a loss of 1.66% for RFCI.
Over three years, BSCT compounded at +6.23% per year against +4.92% for RFCI; over five years the annualized figures are +0.98% and +1.12% respectively. Across the full 7-year window we track, BSCT has the edge at +1.69% annualized vs +1.14%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BSCT has been the more volatile fund, with annualized monthly volatility of 7.1% compared with 4.9% for RFCI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.5% for BSCT and -13.2% for RFCI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSCT charges 0.10% per year while RFCI charges 0.51%. On a $10,000 position that is $10 vs $51 annually, a gap of $41 per year that compounds over a long holding period. On income, BSCT currently yields 4.59% against 4.76% for RFCI.
Holdings Overlap
We hold position weights for 408 holdings in BSCT and 37 in RFCI, totalling 81.7% and 83.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 408 positions we hold weights for in BSCT and 37 in RFCI, against full books of 981 and 48.
You are not choosing between two funds in isolation.
Whichever of BSCT and RFCI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BSCT or RFCI?
BSCT has an expense ratio of 0.10% while RFCI charges 0.51%. BSCT is the cheaper option, by $41 a year on a $10,000 investment.
Which performed better, BSCT or RFCI?
Over the past year BSCT returned +1.06% vs -1.45% for RFCI, so BSCT leads on 1-year performance. Over the longest common window we track (7 years), BSCT annualized +1.69% vs +1.14% for RFCI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BSCT or RFCI?
BSCT has been the more volatile fund at 7.1% annualized versus 4.9% for RFCI. Worst drawdown: BSCT -19.5% vs RFCI -13.2%.
Should I hold both BSCT and RFCI?
BSCT and RFCI have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BSCT or RFCI?
BSCT yields 4.59% while RFCI yields 4.76%, so RFCI currently pays the higher dividend yield.
Is RFCI better than BSCT?
BSCT has a lower expense ratio. BSCT led over 1Y, 3Y and the full window, RFCI over 5Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.