BSCU vs TOTR
Invesco BulletShares 2030 Corporate Bond ETF vs T. Rowe Price Total Return ETF
Which is better, BSCU or TOTR?
Nearly the same fund. BSCU costs less.
BSCU has a lower expense ratio. BSCU led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BSCU | TOTR |
|---|---|---|
| Expense Ratio | 0.10%Best | 0.31% |
| AUM | $2.8B | $566M |
| Dividend Yield | 4.71% | 5.48% |
| Holdings | 901 | 1,222 |
| YTD Return | -0.80%Best | -2.17% |
| 1Y Return | -0.09%Best | -1.73% |
| 3Y Return (annualized) | +6.31%Best | +5.04% |
| 5Y Return (annualized) | +0.34%Best | -0.85% |
| Volatility (annualized) | 7.6% | 6.6%Best |
| Max Drawdown | -20.7% | -19.6%Best |
| $10,000 over 5 years | $10,171Best | $9,582 |
| Fund Family | Invesco (US) | T.Rowe Price |
| Category | Fixed Income | Fixed Income |
| Inception | Sep 16, 2020 | Sep 28, 2021 |
Not shown on this pair: Top 10 Weight, Style.
Volatility and max drawdown are measured over the window both funds cover: Sep 29, 2021 to Oct 14, 2026 (5 years).
BSCU vs TOTR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
BSCU vs TOTR Performance
Invesco BulletShares 2030 Corporate Bond ETF (BSCU) is an ETF from Invesco (US) and T. Rowe Price Total Return ETF (TOTR) is an ETF from T.Rowe Price. Over the past year BSCU returned -0.09% while TOTR returned -1.73%. Year to date, BSCU is down 0.80% versus a loss of 2.17% for TOTR.
Over three years, BSCU compounded at +6.31% per year against +5.04% for TOTR; over five years the annualized figures are +0.34% and -0.85% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BSCU has been the more volatile fund, with annualized monthly volatility of 7.6% compared with 6.6% for TOTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.7% for BSCU and -19.6% for TOTR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
BSCU charges 0.10% per year while TOTR charges 0.31%. On a $10,000 position that is $10 vs $31 annually, a gap of $21 per year that compounds over a long holding period. On income, BSCU currently yields 4.71% against 5.48% for TOTR.
Holdings Overlap
We hold position weights for 401 holdings in BSCU and 522 in TOTR, totalling 87.6% and 55.1% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 5 positions appear in both.
5 positions in common, counted across the 401 positions we hold weights for in BSCU and 522 in TOTR, against full books of 901 and 1,222.
Top Shared Holdings
| Stock | Weight in BSCU | Weight in TOTR | Difference |
|---|---|---|---|
| RRX 6.3 02/15/30 *Regal Rexnord Corp 6.3 15/02/2030 | 0.30% | 0.10% | 0.20% |
| GCRED 5.875 05/01/30Golub Capital Private Credit Fund 5.88%, 05/01/30 | 0.13% | 0.15% | 0.02% |
| FE 2.65 03/01/30Firstenergy Cor 2.65% 03/01/30 | 0.15% | 0.06% | 0.09% |
| SIXSLP 5.75 01/15/30Sixth Street Lending Partners 5.75% Jan 15, 2030 | 0.16% | 0.03% | 0.13% |
| CATMED 2.782 10/01/3Commonspirit Health 2.78% Oct 01, 2030 | 0.14% | 0.01% | 0.13% |
You are not choosing between two funds in isolation.
Whichever of BSCU and TOTR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BSCU or TOTR?
BSCU has an expense ratio of 0.10% while TOTR charges 0.31%. BSCU is the cheaper option, by $21 a year on a $10,000 investment.
Which performed better, BSCU or TOTR?
Over the past year BSCU returned -0.09% vs -1.73% for TOTR, so BSCU leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BSCU or TOTR?
BSCU has been the more volatile fund at 7.6% annualized versus 6.6% for TOTR. Worst drawdown: BSCU -20.7% vs TOTR -19.6%.
Should I hold both BSCU and TOTR?
BSCU and TOTR have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, BSCU or TOTR?
BSCU yields 4.71% while TOTR yields 5.48%, so TOTR currently pays the higher dividend yield.
Is TOTR better than BSCU?
BSCU has a lower expense ratio. BSCU led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95. Which one suits a particular account depends on what it is for. This is information, not a recommendation.