BSJS vs CPLS

BSJS vs CPLS

Which is better, BSJS or CPLS?

BSJS has been ahead.

CPLS has a lower expense ratio. BSJS led over 1Y and the full window.

Lower Fees: CPLSHigher Returns: BSJS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSJSCPLS
Expense Ratio0.42%0.30%Best
AUM$776M$200M
Dividend Yield6.15%4.87%
Holdings349818
YTD Return+2.24%Best-2.78%
1Y Return+3.71%Best-2.71%
3Y Return (annualized)+8.69%-
5Y Return (annualized)+3.13%-
Volatility (annualized)3.1%Best4.5%
Max Drawdown-4.4%Best-4.7%
$10,000 over 2.8 years$11,997Best$10,739
Fund FamilyInvesco (US)AllianceBernstein L.P.
CategoryFixed IncomeFixed Income
StyleHigh Yield BondHigh Yield Bond
InceptionSep 16, 2020Dec 13, 2023

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Dec 13, 2023 to Oct 14, 2026 (2.8 years).

BSJS vs CPLS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.

Compare BSJS against instead:BSJS vs SPYBSJS vs QQQBSJS vs VOOBSJS vs VTICPLS against:CPLS vs VXUS

BSJS vs CPLS Performance

Invesco BulletShares 2028 High Yield Corporate Bond ETF (BSJS) is an ETF from Invesco (US) and AB Core Plus Bond ETF (CPLS) is an ETF from AllianceBernstein L.P.. Over the past year BSJS returned +3.71% while CPLS returned -2.71%. Year to date, BSJS is up 2.24% versus a loss of 2.78% for CPLS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CPLS has been the more volatile fund, with annualized monthly volatility of 4.5% compared with 3.1% for BSJS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.4% for BSJS and -4.7% for CPLS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BSJS charges 0.42% per year while CPLS charges 0.30%. On a $10,000 position that is $42 vs $30 annually, a gap of $12 per year that compounds over a long holding period. On income, BSJS currently yields 6.15% against 4.87% for CPLS.

Holdings Overlap

We hold position weights for 155 holdings in BSJS and 382 in CPLS, totalling 92.9% and 66.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.

1 positions in common, counted across the 155 positions we hold weights for in BSJS and 382 in CPLS, against full books of 349 and 818.

Top Shared Holdings

StockWeight in BSJSWeight in CPLSDifference
CIVI 9.625 06/15/33 0.82%0.03%0.79%

You are not choosing between two funds in isolation.

Whichever of BSJS and CPLS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSJSCPLS

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Frequently Asked Questions

Which is cheaper, BSJS or CPLS?

BSJS has an expense ratio of 0.42% while CPLS charges 0.30%. CPLS is the cheaper option, by $12 a year on a $10,000 investment.

Which performed better, BSJS or CPLS?

Over the past year BSJS returned +3.71% vs -2.71% for CPLS, so BSJS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BSJS or CPLS?

CPLS has been the more volatile fund at 4.5% annualized versus 3.1% for BSJS. Worst drawdown: BSJS -4.4% vs CPLS -4.7%.

Should I hold both BSJS and CPLS?

BSJS and CPLS have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BSJS or CPLS?

BSJS yields 6.15% while CPLS yields 4.87%, so BSJS currently pays the higher dividend yield.

Is CPLS better than BSJS?

CPLS has a lower expense ratio. BSJS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.