BSJS vs UNIY
Invesco BulletShares 2028 High Yield Corporate Bond ETF vs WisdomTree Voya Yield Enhanced USD Universal Bond Fund
Which is better, BSJS or UNIY?
BSJS has been ahead.
UNIY has a lower expense ratio. BSJS led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BSJS | UNIY |
|---|---|---|
| Expense Ratio | 0.42% | 0.15%Best |
| AUM | $776M | $1.3B |
| Dividend Yield | 6.15% | 5.06% |
| Holdings | 349 | 6,627 |
| YTD Return | +2.24%Best | -2.08% |
| 1Y Return | +3.71%Best | -1.93% |
| 3Y Return (annualized) | +8.69%Best | +4.82% |
| 5Y Return (annualized) | +3.13% | - |
| Volatility (annualized) | 4.1%Best | 5.3% |
| Max Drawdown | -4.4%Best | -6.3% |
| $10,000 over 3.7 years | $12,827Best | $11,128 |
| Fund Family | Invesco (US) | WisdomTree Investments |
| Category | Fixed Income | Fixed Income |
| Style | High Yield Bond | High Yield Bond |
| Inception | Sep 16, 2020 | Feb 7, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Feb 7, 2023 to Oct 14, 2026 (3.7 years).
BSJS vs UNIY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.7 years both funds cover.
BSJS vs UNIY Performance
Invesco BulletShares 2028 High Yield Corporate Bond ETF (BSJS) is an ETF from Invesco (US) and WisdomTree Voya Yield Enhanced USD Universal Bond Fund (UNIY) is an ETF from WisdomTree Investments. Over the past year BSJS returned +3.71% while UNIY returned -1.93%. Year to date, BSJS is up 2.24% versus a loss of 2.08% for UNIY.
Over three years, BSJS compounded at +8.69% per year against +4.82% for UNIY. Across the full 4-year window we track, BSJS has the edge at +6.96% annualized vs +2.93%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UNIY has been the more volatile fund, with annualized monthly volatility of 5.3% compared with 4.1% for BSJS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.4% for BSJS and -6.3% for UNIY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSJS charges 0.42% per year while UNIY charges 0.15%. On a $10,000 position that is $42 vs $15 annually, a gap of $27 per year that compounds over a long holding period. On income, BSJS currently yields 6.15% against 5.06% for UNIY.
Holdings Overlap
We hold position weights for 155 holdings in BSJS and 5,275 in UNIY, totalling 92.9% and 64.9% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 74 positions appear in both.
74 positions in common, counted across the 155 positions we hold weights for in BSJS and 5,275 in UNIY, against full books of 349 and 6,627.
Top Shared Holdings
| Stock | Weight in BSJS | Weight in UNIY | Difference |
|---|---|---|---|
| TENINC 8 11/17/28 14Tenneco Inc 8% 11/17/28 | 1.88% | 0.01% | 1.87% |
| BLCOCN 8.375 10/01/2Bausch & Lomb 8.375% 10/01/28 | 1.41% | 0.03% | 1.38% |
| THC 6.125 10/01/28Tenet Healthcare Corp 6.125 10/1/2028 | 1.38% | 0.02% | 1.36% |
| ALIANT 6.75 04/15/28Alliant Hold / 6.75% 04/15/28 | 1.27% | 0.01% | 1.26% |
| ARMK 5 02/01/28 144AAramark Services Inc 5% 02/01/2028 | 1.13% | 0.00% | 1.13% |
| KNTK 6.625 12/15/28 | 1.04% | 0.02% | 1.02% |
| FTAI 5.5 05/01/28 14Fortress Trans + Infrast Sr Unsecured 144A 05/28 5.5 | 0.98% | 0.00% | 0.98% |
| ACOM 4.25 06/01/28 1Arches Buyer Inc 4.25% 06/01/2028 144a | 0.92% | 0.00% | 0.92% |
| FAIRIC 4 06/15/28 14Fair Isaac Corp 4 06/15/2028 | 0.86% | 0.01% | 0.85% |
| MHED 5.75 08/01/28 1Mav Acquisition Corp 5.75% 01Aug2028 | 0.83% | 0.01% | 0.82% |
You are not choosing between two funds in isolation.
Whichever of BSJS and UNIY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BSJS or UNIY?
BSJS has an expense ratio of 0.42% while UNIY charges 0.15%. UNIY is the cheaper option, by $27 a year on a $10,000 investment.
Which performed better, BSJS or UNIY?
Over the past year BSJS returned +3.71% vs -1.93% for UNIY, so BSJS leads on 1-year performance. Over the longest common window we track (4 years), BSJS annualized +6.96% vs +2.93% for UNIY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BSJS or UNIY?
UNIY has been the more volatile fund at 5.3% annualized versus 4.1% for BSJS. Worst drawdown: BSJS -4.4% vs UNIY -6.3%.
Should I hold both BSJS and UNIY?
BSJS and UNIY have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BSJS or UNIY?
BSJS yields 6.15% while UNIY yields 5.06%, so BSJS currently pays the higher dividend yield.
Is UNIY better than BSJS?
UNIY has a lower expense ratio. BSJS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.