BSMZ vs QQQ
Invesco BulletShares 2035 Municipal Bond ETF vs Invesco QQQ Trust, Series 1
Which is better, BSMZ or QQQ?
Long Term Municipal Bond against Large Cap Growth.
QQQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BSMZ | QQQ |
|---|---|---|
| Expense Ratio | 0.18%Tie | 0.18%Tie |
| AUM | $69M | $506.1B |
| Dividend Yield | 3.58% | 0.42% |
| Holdings | 1,621 | 321 |
| YTD Return | -4.38% | +19.30%Best |
| 1Y Return | -3.23% | +22.47%Best |
| 3Y Return (annualized) | - | +26.18% |
| 5Y Return (annualized) | - | +15.42% |
| Volatility (annualized) | 6.5%Best | 21.2% |
| Max Drawdown | -8.5%Best | -12.0% |
| $10,000 over 1.1 years | $9,755 | $12,496Best |
| Fund Family | Invesco (US) | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Municipal Bond | Large Cap Growth |
| Inception | Sep 17, 2025 | Mar 10, 1999 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Sep 17, 2025 to Oct 14, 2026 (1.1 years).
BSMZ vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.
BSMZ vs QQQ Performance
Invesco BulletShares 2035 Municipal Bond ETF (BSMZ) is an ETF from Invesco (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year BSMZ returned -3.23% while QQQ returned +22.47%. Year to date, BSMZ is down 4.38% versus a gain of 19.30% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 21.2% compared with 6.5% for BSMZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.5% for BSMZ and -12.0% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.33. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BSMZ charges 0.18% per year while QQQ charges 0.18%. On a $10,000 position that is $18 vs $18 annually. On income, BSMZ currently yields 3.58% against 0.42% for QQQ.
Holdings Overlap
We hold position weights for 294 holdings in BSMZ and 101 in QQQ, totalling 17.5% and 99.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 294 positions we hold weights for in BSMZ and 101 in QQQ, against full books of 1,621 and 321.
You are not choosing between two funds in isolation.
Whichever of BSMZ and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BSMZ or QQQ?
BSMZ has an expense ratio of 0.18% while QQQ charges 0.18%. At the precision these are quoted to, they cost the same.
Which performed better, BSMZ or QQQ?
Over the past year BSMZ returned -3.23% vs +22.47% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), BSMZ annualized -2.23% vs +22.45% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BSMZ or QQQ?
QQQ has been the more volatile fund at 21.2% annualized versus 6.5% for BSMZ. Worst drawdown: BSMZ -8.5% vs QQQ -12.0%.
Should I hold both BSMZ and QQQ?
BSMZ and QQQ have a monthly-return correlation of 0.33, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BSMZ or QQQ?
BSMZ yields 3.58% while QQQ yields 0.42%, so BSMZ currently pays the higher dividend yield.
Is QQQ better than BSMZ?
QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.