CGCV vs SCHD
Capital Group Conservative Equity ETF vs Schwab US Dividend Equity ETF
Which is better, CGCV or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. CGCV is less concentrated, with 33.0% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGCV | SCHD |
|---|---|---|
| Expense Ratio | 0.33% | 0.06%Best |
| AUM | $2.1B | $111.6B |
| Dividend Yield | 1.59% | 3.24% |
| Holdings | 146 | 206 |
| YTD Return | +8.70% | +24.55%Best |
| 1Y Return | +11.37% | +29.85%Best |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Volatility (annualized) | 9.9%Best | 13.8% |
| Max Drawdown | -13.1%Best | -16.1% |
| $10,000 over 2.3 years | $13,706 | $14,197Best |
| Top 10 Weight | 33.0%Best | 41.6% |
| Fund Family | Capital Group (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jun 25, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: Jun 27, 2024 to Oct 14, 2026 (2.3 years).
CGCV vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
CGCV vs SCHD Performance
Capital Group Conservative Equity ETF (CGCV) is an ETF from Capital Group (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CGCV returned +11.37% while SCHD returned +29.85%. Year to date, CGCV is up 8.70% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 9.9% for CGCV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.1% for CGCV and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
CGCV charges 0.33% per year while SCHD charges 0.06%. On a $10,000 position that is $33 vs $6 annually, a gap of $27 per year that compounds over a long holding period. On income, CGCV currently yields 1.59% against 3.24% for SCHD.
Holdings Overlap
12.0% of CGCV's money is in holdings SCHD also owns. 43.2% of SCHD's money is in holdings CGCV also owns.
The two portfolios partly overlap.
13 positions in common, counted across the 73 positions we hold weights for in CGCV and 98 in SCHD, against full books of 146 and 206.
What only one of them owns
Our book lists 84 positions for SCHD that do not appear in our book for CGCV (56.5% of the fund), and 56 for CGCV that do not appear in SCHD (82.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CGCV | Weight in SCHD | Difference |
|---|---|---|---|
| KOCoca Cola Co. | 1.70% | 4.12% | 2.42% |
| TXNTexas Instrument Inc | 0.72% | 4.89% | 4.17% |
| HDHome Depot Inc/The | 1.61% | 3.77% | 2.16% |
| PGProcter & Gamble Company | 0.93% | 4.16% | 3.23% |
| UNHUnitedhealth Group Incorporated | 0.88% | 3.95% | 3.07% |
| ABTAbbot Laboratories | 0.94% | 3.74% | 2.80% |
| AMGNAmgen Inc. | 0.57% | 3.86% | 3.29% |
| COPConocophillips Common Stock USD 0.01 | 0.52% | 3.91% | 3.39% |
| MOAltria Group Inc | 1.27% | 2.89% | 1.62% |
| ADPAutomatic Data Processing, Inc. | 1.15% | 2.63% | 1.48% |
43.2% of SCHD is already inside CGCV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGCV or SCHD?
CGCV has an expense ratio of 0.33% while SCHD charges 0.06%. SCHD is the cheaper option, by $27 a year on a $10,000 investment.
Which performed better, CGCV or SCHD?
Over the past year CGCV returned +11.37% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), CGCV annualized +14.69% vs +16.46% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CGCV or SCHD?
SCHD has been the more volatile fund at 13.8% annualized versus 9.9% for CGCV. Worst drawdown: CGCV -13.1% vs SCHD -16.1%.
Should I hold both CGCV and SCHD?
CGCV and SCHD have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CGCV and SCHD?
43.2% of SCHD's money is in holdings CGCV also owns. 43.2% of SCHD's is in holdings CGCV also owns. They hold 13 positions in common, counted across the 73 positions we hold weights for in CGCV and 98 in SCHD.
Which pays a higher dividend, CGCV or SCHD?
CGCV yields 1.59% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than CGCV?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. CGCV is less concentrated, with 33.0% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.