CGUS vs LVOL

CGUS vs LVOL

Which is better, CGUS or LVOL?

CGUS has been ahead.

LVOL has a lower expense ratio. CGUS led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.94.

Lower Fees: LVOLHigher Returns: CGUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCGUSLVOL
Expense Ratio0.33%0.29%Best
AUM$12.3B$9M
Dividend Yield0.83%1.09%
Holdings75201
Volatility (annualized)16.3%14.5%Best
Max Drawdown-21.9%-18.6%Best
$10,000 over 3.2 years$13,230Best$12,181
Fund FamilyCapital Group (US)American Century Investments
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionFeb 22, 2022Jan 12, 2021

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 540 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. CGUS has data through Oct 14, 2026 and LVOL through Apr 22, 2025.

Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Feb 24, 2022 to Apr 22, 2025 (3.2 years).

Compare CGUS against instead:CGUS vs SPYCGUS vs QQQCGUS vs VOOCGUS vs VTILVOL against:LVOL vs VXUS

Risk: Volatility and Drawdowns

CGUS has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 14.5% for LVOL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.9% for CGUS and -18.6% for LVOL. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

CGUS charges 0.33% per year while LVOL charges 0.29%. On a $10,000 position that is $33 vs $29 annually, a gap of $4 per year that compounds over a long holding period. On income, CGUS currently yields 0.83% against 1.09% for LVOL.

You are not choosing between two funds in isolation.

Whichever of CGUS and LVOL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CGUSLVOL

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Frequently Asked Questions

Which is cheaper, CGUS or LVOL?

CGUS has an expense ratio of 0.33% while LVOL charges 0.29%. LVOL is the cheaper option, by $4 a year on a $10,000 investment.

Which is riskier, CGUS or LVOL?

CGUS has been the more volatile fund at 16.3% annualized versus 14.5% for LVOL. Worst drawdown: CGUS -21.9% vs LVOL -18.6%.

Should I hold both CGUS and LVOL?

CGUS and LVOL have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, CGUS or LVOL?

CGUS yields 0.83% while LVOL yields 1.09%, so LVOL currently pays the higher dividend yield.

Is LVOL better than CGUS?

LVOL has a lower expense ratio. CGUS led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.94. Which one suits a particular account depends on what it is for. This is information, not a recommendation.