CGUS vs SCHX
Capital Group Core Equity ETF vs Schwab US Large-Cap ETF
Which is better, CGUS or SCHX?
Nearly the same fund. SCHX costs less.
SCHX has a lower expense ratio. CGUS led over the full window, SCHX over 1Y and 3Y. The two have moved almost in lockstep, correlation 0.98. SCHX is less concentrated, with 36.9% of the fund in its ten largest positions against 43.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGUS | SCHX |
|---|---|---|
| Expense Ratio | 0.33% | 0.03%Best |
| AUM | $12.3B | $75.3B |
| Dividend Yield | 0.83% | 1.04% |
| Holdings | 75 | 752 |
| YTD Return | +11.95% | +13.08%Best |
| 1Y Return | +15.39% | +16.62%Best |
| 3Y Return (annualized) | +21.76% | +22.27%Best |
| 5Y Return (annualized) | - | +12.56% |
| Volatility (annualized) | 14.7%Best | 15.6% |
| Max Drawdown | -21.9%Best | -22.7% |
| $10,000 over 4.6 years | $19,073Best | $18,823 |
| Top 10 Weight | 43.8% | 36.9%Best |
| Fund Family | Capital Group (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Feb 22, 2022 | Nov 3, 2009 |
Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Feb 24, 2022 to Oct 14, 2026 (4.6 years).
CGUS vs SCHX growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.
CGUS vs SCHX Performance
Capital Group Core Equity ETF (CGUS) is an ETF from Capital Group (US) and Schwab US Large-Cap ETF (SCHX) is an ETF from Charles Schwab Asset Management. Over the past year CGUS returned +15.39% while SCHX returned +16.62%. Year to date, CGUS is up 11.95% versus a gain of 13.08% for SCHX.
Over three years, CGUS compounded at +21.76% per year against +22.27% for SCHX.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHX has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 14.7% for CGUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.9% for CGUS and -22.7% for SCHX. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
CGUS charges 0.33% per year while SCHX charges 0.03%. On a $10,000 position that is $33 vs $3 annually, a gap of $30 per year that compounds over a long holding period. On income, CGUS currently yields 0.83% against 1.04% for SCHX.
Holdings Overlap
87.6% of CGUS's money is in holdings SCHX also owns. 50.3% of SCHX's money is in holdings CGUS also owns.
Most of CGUS is already inside SCHX. Owning both mostly buys the same companies twice.
57 positions in common, counted across the 68 positions we hold weights for in CGUS and 752 in SCHX, against full books of 75 and 752.
What only one of them owns
Our book lists 672 positions for SCHX that do not appear in our book for CGUS (48.9% of the fund), and 2 for CGUS that do not appear in SCHX (1.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CGUS | Weight in SCHX | Difference |
|---|---|---|---|
| NVDANvidia Corp | 7.90% | 8.02% | 0.12% |
| MSFTMicrosoft Corp | 7.05% | 5.44% | 1.61% |
| AAPLApple, Inc | 2.53% | 6.90% | 4.37% |
| AMZNAmazon.Com Inc | 4.75% | 3.50% | 1.25% |
| AVGOBroadcom Inc | 5.26% | 2.40% | 2.86% |
| METAMeta Platforms Inc | 4.55% | 2.28% | 2.27% |
| GOOGLAlphabet Inc | 3.14% | 2.86% | 0.28% |
| LLYEli Lilly & Co. | 3.68% | 1.30% | 2.38% |
| GOOGAlphabet Inc. C | 1.89% | 2.29% | 0.40% |
| JPMJpmorgan Chase | 1.74% | 1.25% | 0.49% |
87.6% of CGUS is already inside SCHX.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGUS or SCHX?
CGUS has an expense ratio of 0.33% while SCHX charges 0.03%. SCHX is the cheaper option, by $30 a year on a $10,000 investment.
Which performed better, CGUS or SCHX?
Over the past year CGUS returned +15.39% vs +16.62% for SCHX, so SCHX leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CGUS or SCHX?
SCHX has been the more volatile fund at 15.6% annualized versus 14.7% for CGUS. Worst drawdown: CGUS -21.9% vs SCHX -22.7%.
Should I hold both CGUS and SCHX?
CGUS and SCHX have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between CGUS and SCHX?
87.6% of CGUS's money is in holdings SCHX also owns. 50.3% of SCHX's is in holdings CGUS also owns. They hold 57 positions in common, counted across the 68 positions we hold weights for in CGUS and 752 in SCHX.
Which pays a higher dividend, CGUS or SCHX?
CGUS yields 0.83% while SCHX yields 1.04%, so SCHX currently pays the higher dividend yield.
Is SCHX better than CGUS?
SCHX has a lower expense ratio. CGUS led over the full window, SCHX over 1Y and 3Y. The two have moved almost in lockstep, correlation 0.98. SCHX is less concentrated, with 36.9% of the fund in its ten largest positions against 43.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.