CLOC vs SCHD
AAM Crescent CLO ETF vs Schwab US Dividend Equity ETF
Which is better, CLOC or SCHD?
Bank Loan against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CLOC | SCHD |
|---|---|---|
| Expense Ratio | 0.18% | 0.06%Best |
| AUM | $61M | $111.6B |
| Dividend Yield | 5.77% | 3.24% |
| Holdings | 62 | 206 |
| YTD Return | +4.53% | +24.55%Best |
| 1Y Return | +5.55% | +29.85%Best |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Volatility (annualized) | 1.3%Best | 14.6% |
| Fund Family | Advisors Asset Management, Inc. | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Bank Loan | Large Cap Value |
| Inception | Oct 22, 2025 | Oct 20, 2011 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
CLOC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
CLOC vs SCHD Performance
AAM Crescent CLO ETF (CLOC) is an ETF from Advisors Asset Management, Inc. and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CLOC returned +5.55% while SCHD returned +29.85%. Year to date, CLOC is up 4.53% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 1.3% for CLOC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.00. They move largely independently of each other.
Fees and Cost Over Time
CLOC charges 0.18% per year while SCHD charges 0.06%. On a $10,000 position that is $18 vs $6 annually, a gap of $12 per year that compounds over a long holding period. On income, CLOC currently yields 5.77% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 5 holdings in CLOC and 98 in SCHD, totalling 5.8% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 5 positions we hold weights for in CLOC and 98 in SCHD, against full books of 62 and 206.
You are not choosing between two funds in isolation.
Whichever of CLOC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CLOC or SCHD?
CLOC has an expense ratio of 0.18% while SCHD charges 0.06%. SCHD is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, CLOC or SCHD?
Over the past year CLOC returned +5.55% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CLOC or SCHD?
SCHD has been the more volatile fund at 14.6% annualized versus 1.3% for CLOC.
Should I hold both CLOC and SCHD?
CLOC and SCHD have a monthly-return correlation of 0.00, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CLOC or SCHD?
CLOC yields 5.77% while SCHD yields 3.24%, so CLOC currently pays the higher dividend yield.
Is SCHD better than CLOC?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.