CNCR vs FNDA

CNCR vs FNDA

Which is better, CNCR or FNDA?

FNDA has been ahead.

FNDA has a lower expense ratio. FNDA led over 1Y and the full window.

Lower Fees: FNDAHigher Returns: FNDA

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCNCRFNDA
Expense Ratio0.79%0.25%Best
AUM$7M$8.8B
Dividend Yield0.00%1.26%
Holdings67918
Volatility (annualized)31.6%21.3%Best
Max Drawdown-75.8%-45.9%Best
$10,000 over 9.6 years$3,985$20,842Best
Fund FamilyLoncar InvestmentsCharles Schwab Asset Management
CategoryEquityEquity
StyleSmall Cap BlendSmall Cap Blend
InceptionOct 13, 2015Aug 15, 2013

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 505 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. CNCR has data through May 27, 2025 and FNDA through Oct 14, 2026.

Volatility and max drawdown, and the $10,000 over 9.6 years row, are measured over the window both funds cover: Oct 14, 2015 to May 27, 2025 (9.6 years).

Compare CNCR against instead:CNCR vs SPYCNCR vs QQQCNCR vs VOOCNCR vs VTIFNDA against:FNDA vs VXUS

Risk: Volatility and Drawdowns

CNCR has been the more volatile fund, with annualized monthly volatility of 31.6% compared with 21.3% for FNDA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -75.8% for CNCR and -45.9% for FNDA. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.

Fees and Cost Over Time

CNCR charges 0.79% per year while FNDA charges 0.25%. On a $10,000 position that is $79 vs $25 annually, a gap of $54 per year that compounds over a long holding period. On income, CNCR currently yields 0.00% against 1.26% for FNDA.

You are not choosing between two funds in isolation.

Whichever of CNCR and FNDA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CNCRFNDA

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CNCR or FNDA?

CNCR has an expense ratio of 0.79% while FNDA charges 0.25%. FNDA is the cheaper option, by $54 a year on a $10,000 investment.

Which is riskier, CNCR or FNDA?

CNCR has been the more volatile fund at 31.6% annualized versus 21.3% for FNDA. Worst drawdown: CNCR -75.8% vs FNDA -45.9%.

Should I hold both CNCR and FNDA?

CNCR and FNDA have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, CNCR or FNDA?

CNCR yields 0.00% while FNDA yields 1.26%, so FNDA currently pays the higher dividend yield.

Is FNDA better than CNCR?

FNDA has a lower expense ratio. FNDA led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.