COPY vs VTI
Tweedy, Browne Insider + Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, COPY or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. COPY led over 1Y and the full window. COPY is less concentrated, with 11.2% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | COPY | VTI |
|---|---|---|
| Expense Ratio | 0.80% | 0.03%Best |
| AUM | $415M | $689.2B |
| Dividend Yield | 0.80% | 1.06% |
| Holdings | 204 | 3,524 |
| YTD Return | +17.98%Best | +13.02% |
| 1Y Return | +27.18%Best | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 11.0%Best | 12.5% |
| Max Drawdown | -14.1%Best | -19.3% |
| $10,000 over 1.8 years | $15,536Best | $13,091 |
| Top 10 Weight | 11.2%Best | 33.5% |
| Fund Family | Tweedy Browne Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Dec 27, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Dec 27, 2024 to Oct 14, 2026 (1.8 years).
COPY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
COPY vs VTI Performance
Tweedy, Browne Insider + Value ETF (COPY) is an ETF from Tweedy Browne Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year COPY returned +27.18% while VTI returned +16.63%. Year to date, COPY is up 17.98% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.5% compared with 11.0% for COPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.1% for COPY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.60. They move together some of the time, and apart the rest.
Fees and Cost Over Time
COPY charges 0.80% per year while VTI charges 0.03%. On a $10,000 position that is $80 vs $3 annually, a gap of $77 per year that compounds over a long holding period. On income, COPY currently yields 0.80% against 1.06% for VTI.
Holdings Overlap
24.6% of COPY's money is in holdings VTI also owns. 3.0% of VTI's money is in holdings COPY also owns.
COPY and VTI share little of their money.
45 positions in common, counted across the 161 positions we hold weights for in COPY and 3,441 in VTI, against full books of 204 and 3,524.
What only one of them owns
Our book lists 1,125 positions for VTI that do not appear in our book for COPY (94.6% of the fund), and 8 for COPY that do not appear in VTI (3.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in COPY | Weight in VTI | Difference |
|---|---|---|---|
| BRK.BBerkshire Hathaway Inc Brk/B Us Equity | 0.45% | 1.23% | 0.78% |
| DINOHollyfrontier | 1.17% | 0.02% | 1.15% |
| UNHUnitedhealth Group Incorporated | 0.42% | 0.48% | 0.06% |
| ARWArrow Electronics Inc. | 0.84% | 0.01% | 0.83% |
| BMYBristol-Myers Squibb Co. | 0.66% | 0.18% | 0.48% |
| ELVElevance Health Inc | 0.73% | 0.11% | 0.62% |
| ADBEAdobe Systems | 0.66% | 0.16% | 0.50% |
| COPConocophillips Common Stock USD 0.01 | 0.58% | 0.22% | 0.36% |
| ALSNAllison Transmission Holdings Inc. | 0.76% | 0.01% | 0.75% |
| TDWTidewater Inc | 0.75% | 0.01% | 0.74% |
24.6% of COPY is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, COPY or VTI?
COPY has an expense ratio of 0.80% while VTI charges 0.03%. VTI is the cheaper option, by $77 a year on a $10,000 investment.
Which performed better, COPY or VTI?
Over the past year COPY returned +27.18% vs +16.63% for VTI, so COPY leads on 1-year performance. Over the longest common window we track (2 years), COPY annualized +27.73% vs +16.14% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, COPY or VTI?
VTI has been the more volatile fund at 12.5% annualized versus 11.0% for COPY. Worst drawdown: COPY -14.1% vs VTI -19.3%.
Should I hold both COPY and VTI?
COPY and VTI have a monthly-return correlation of 0.60, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between COPY and VTI?
24.6% of COPY's money is in holdings VTI also owns. 3.0% of VTI's is in holdings COPY also owns. They hold 45 positions in common, counted across the 161 positions we hold weights for in COPY and 3,441 in VTI.
Which pays a higher dividend, COPY or VTI?
COPY yields 0.80% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than COPY?
VTI has a lower expense ratio. COPY led over 1Y and the full window. COPY is less concentrated, with 11.2% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.