CPLB vs GUDB

CPLB vs GUDB

Which is better, CPLB or GUDB?

GUDB has been ahead.

CPLB has a lower expense ratio. GUDB led over 1Y and the full window.

Lower Fees: CPLBHigher Returns: GUDB

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCPLBGUDB
Expense Ratio0.30%Best0.35%
AUM$407M$7M
Dividend Yield6.15%7.52%
Holdings9961
Volatility (annualized)6.6%4.5%Best
Max Drawdown-19.0%-14.6%Best
Fund FamilyNew York Life InvestmentsSage
CategoryFixed IncomeFixed Income
InceptionJun 29, 2021Oct 31, 2017

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), $10,000 over the window, Top 10 Weight, Style.

The two price series end 2116 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. CPLB has data through Oct 14, 2026 and GUDB through Dec 28, 2020.

Compare CPLB against instead:CPLB vs SPYCPLB vs QQQCPLB vs VOOCPLB vs VTIGUDB against:GUDB vs VXUS

Risk: Volatility and Drawdowns

CPLB has been the more volatile fund, with annualized monthly volatility of 6.6% compared with 4.5% for GUDB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.0% for CPLB and -14.6% for GUDB. Drawdown depth is what each fund did in the worst stretch of the window measured above.

Fees and Cost Over Time

CPLB charges 0.30% per year while GUDB charges 0.35%. On a $10,000 position that is $30 vs $35 annually, a gap of $5 per year that compounds over a long holding period. On income, CPLB currently yields 6.15% against 7.52% for GUDB.

You are not choosing between two funds in isolation.

Whichever of CPLB and GUDB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CPLBGUDB

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CPLB or GUDB?

CPLB has an expense ratio of 0.30% while GUDB charges 0.35%. CPLB is the cheaper option, by $5 a year on a $10,000 investment.

Which is riskier, CPLB or GUDB?

CPLB has been the more volatile fund at 6.6% annualized versus 4.5% for GUDB. Worst drawdown: CPLB -19.0% vs GUDB -14.6%.

Which pays a higher dividend, CPLB or GUDB?

CPLB yields 6.15% while GUDB yields 7.52%, so GUDB currently pays the higher dividend yield.

Is GUDB better than CPLB?

CPLB has a lower expense ratio. GUDB led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.