CSHP vs VTI
iShares Dynamic Short-Term Active ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CSHP or VTI?
Short Term Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CSHP | VTI |
|---|---|---|
| Expense Ratio | 0.20% | 0.03%Best |
| AUM | $375M | $690.1B |
| Dividend Yield | 4.10% | 1.03% |
| Holdings | 65 | 3,524 |
| YTD Return | +2.98% | +14.35%Best |
| 1Y Return | +3.90% | +17.97%Best |
| 3Y Return (annualized) | - | +22.47% |
| 5Y Return (annualized) | - | +12.62% |
| Volatility (annualized) | 0.4%Best | 12.3% |
| Max Drawdown | -0.7%Best | -19.3% |
| $10,000 over 2.2 years | $10,947 | $14,278Best |
| Fund Family | BlackRock, Inc. (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Short Term Bond | Large Cap Blend |
| Inception | Jul 17, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jul 18, 2024 to Oct 13, 2026 (2.2 years).
CSHP vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.
CSHP vs VTI Performance
iShares Dynamic Short-Term Active ETF (CSHP) is an ETF from BlackRock, Inc. (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CSHP returned +3.90% while VTI returned +17.97%. Year to date, CSHP is up 2.98% versus a gain of 14.35% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.3% compared with 0.4% for CSHP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.7% for CSHP and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.08. They move largely independently of each other.
Fees and Cost Over Time
CSHP charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, CSHP currently yields 4.10% against 1.03% for VTI.
Holdings Overlap
At least 87.0% of VTI's money is in holdings CSHP also owns.
Stated as a floor: for CSHP, our book for it covers 43.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of VTI is already inside CSHP. Owning both mostly buys the same companies twice.
477 positions in common, counted across the 498 positions we hold weights for in CSHP and 3,463 in VTI, against full books of 65 and 3,524.
Top Shared Holdings
| Stock | Weight in CSHP | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 2.41% | 6.40% | 3.99% |
| AAPLApple, Inc | 2.23% | 6.29% | 4.06% |
| MSFTMicrosoft Corp | 1.68% | 4.79% | 3.11% |
| AMZNAmazon.Com Inc | 1.15% | 3.65% | 2.50% |
| GOOGLAlphabet Inc,class A | 0.91% | 2.90% | 1.99% |
| AVGOBroadcom Inc | 0.78% | 2.56% | 1.78% |
| GOOGAlphabet Inc. C | 0.72% | 2.31% | 1.59% |
| METAMeta Platforms Inc | 0.65% | 1.70% | 1.05% |
| MUMicron Technology, Inc. | 0.50% | 1.29% | 0.79% |
| JPMJpmorgan Chase | 0.44% | 1.31% | 0.87% |
87.0% of VTI is already inside CSHP.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CSHP or VTI?
CSHP has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option, by $17 a year on a $10,000 investment.
Which performed better, CSHP or VTI?
Over the past year CSHP returned +3.90% vs +17.97% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), CSHP annualized +4.20% vs +17.57% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CSHP or VTI?
VTI has been the more volatile fund at 12.3% annualized versus 0.4% for CSHP. Worst drawdown: CSHP -0.7% vs VTI -19.3%.
Should I hold both CSHP and VTI?
CSHP and VTI have a monthly-return correlation of -0.08, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CSHP and VTI?
At least 87.0% of VTI's money is in holdings CSHP also owns. Our book for CSHP is partial, so the real figure is this or higher. They hold 477 positions in common, counted across the 498 positions we hold weights for in CSHP and 3,463 in VTI.
Which pays a higher dividend, CSHP or VTI?
CSHP yields 4.10% while VTI yields 1.03%, so CSHP currently pays the higher dividend yield.
Is VTI better than CSHP?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.