CUSD vs VTI
CrossingBridge Ultra-Short Duration ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CUSD or VTI?
Small Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 54.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CUSD | VTI |
|---|---|---|
| Expense Ratio | 0.81% | 0.03%Best |
| AUM | $11M | $689.2B |
| Dividend Yield | 13.50% | 1.06% |
| Holdings | 39 | 3,524 |
| Volatility (annualized) | 3.0%Best | 16.2% |
| Max Drawdown | -5.4%Best | -25.4% |
| $10,000 over 4.8 years | $13,185 | $17,608Best |
| Top 10 Weight | 54.2% | 33.5%Best |
| Fund Family | CrossingBridge | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Growth | Large Cap Blend |
| Inception | Sep 20, 2021 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 93 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. CUSD has data through Jul 13, 2026 and VTI through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Sep 21, 2021 to Jul 13, 2026 (4.8 years).
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 3.0% for CUSD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.4% for CUSD and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.03. They move largely independently of each other.
Fees and Cost Over Time
CUSD charges 0.81% per year while VTI charges 0.03%. On a $10,000 position that is $81 vs $3 annually, a gap of $78 per year that compounds over a long holding period. On income, CUSD currently yields 13.50% against 1.06% for VTI.
Holdings Overlap
4.1% of CUSD's money is in holdings VTI also owns.
CUSD and VTI share little of their money.
The two holdings books were reported 185 days apart, CUSD as of Feb 27, 2026 and VTI as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
1 positions in common, counted across the 35 positions we hold weights for in CUSD and 3,441 in VTI, against full books of 39 and 3,524.
What only one of them owns
Our book lists 1,156 positions for VTI that do not appear in our book for CUSD (97.6% of the fund), and 26 for CUSD that do not appear in VTI (59.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CUSD | Weight in VTI | Difference |
|---|---|---|---|
| AVPTAvepoint Inc | 4.12% | 0.00% | 4.12% |
You are not choosing between two funds in isolation.
Whichever of CUSD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CUSD or VTI?
CUSD has an expense ratio of 0.81% while VTI charges 0.03%. VTI is the cheaper option, by $78 a year on a $10,000 investment.
Which is riskier, CUSD or VTI?
VTI has been the more volatile fund at 16.2% annualized versus 3.0% for CUSD. Worst drawdown: CUSD -5.4% vs VTI -25.4%.
Should I hold both CUSD and VTI?
CUSD and VTI have a monthly-return correlation of -0.03, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CUSD and VTI?
4.1% of CUSD's money is in holdings VTI also owns. 0.0% of VTI's is in holdings CUSD also owns. They hold 1 positions in common, counted across the 35 positions we hold weights for in CUSD and 3,441 in VTI.
Which pays a higher dividend, CUSD or VTI?
CUSD yields 13.50% while VTI yields 1.06%, so CUSD currently pays the higher dividend yield.
Is VTI better than CUSD?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 54.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.