DDFO vs VTI
Innovator Equity Dual Directional 15 Buffer ETF - October vs Vanguard Morningstar Total Stock Market ETF
Which is better, DDFO or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.96.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DDFO | VTI |
|---|---|---|
| Expense Ratio | 0.79% | 0.03%Best |
| AUM | $147M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 21 | 3,524 |
| YTD Return | +6.47% | +13.02%Best |
| 1Y Return | +8.69% | +16.63%Best |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 3.5%Best | 13.1% |
| Max Drawdown | -2.8%Best | -8.9% |
| $10,000 over 1 years | $10,804 | $11,518Best |
| Fund Family | Innovator ETFs Trust | Vanguard (US) |
| Category | Alternative | Equity |
| Style | - | Large Cap Blend |
| Inception | Oct 1, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Oct 1, 2025 to Oct 14, 2026 (1 years).
DDFO vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
DDFO vs VTI Performance
Innovator Equity Dual Directional 15 Buffer ETF - October (DDFO) is an ETF from Innovator ETFs Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year DDFO returned +8.69% while VTI returned +16.63%. Year to date, DDFO is up 6.47% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 3.5% for DDFO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.8% for DDFO and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DDFO charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, DDFO currently yields 0.00% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 1 holding in DDFO and 3,441 in VTI, totalling 99.6% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in DDFO and 3,441 in VTI, against full books of 21 and 3,524.
You are not choosing between two funds in isolation.
Whichever of DDFO and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DDFO or VTI?
DDFO has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, DDFO or VTI?
Over the past year DDFO returned +8.69% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), DDFO annualized +8.04% vs +15.18% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DDFO or VTI?
VTI has been the more volatile fund at 13.1% annualized versus 3.5% for DDFO. Worst drawdown: DDFO -2.8% vs VTI -8.9%.
Should I hold both DDFO and VTI?
DDFO and VTI have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, DDFO or VTI?
DDFO yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than DDFO?
VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.96. Which one suits a particular account depends on what it is for. This is information, not a recommendation.