DLCU vs SCHD
DFA US Large Company ETF vs Schwab US Dividend Equity ETF
Which is better, DLCU or SCHD?
Large Cap Blend against Large Cap Value.
DLCU is less concentrated, with 38.1% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DLCU | SCHD |
|---|---|---|
| Expense Ratio | 0.06%Tie | 0.06%Tie |
| AUM | $14.7B | $111.6B |
| Dividend Yield | 0.17% | 3.24% |
| Holdings | 509 | 206 |
| YTD Return | +0.04% | +24.55%Best |
| 1Y Return | - | +29.85% |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Top 10 Weight | 38.1%Best | 41.6% |
| Fund Family | Dimensional | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Aug 4, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
DLCU vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
DLCU vs SCHD Performance
DFA US Large Company ETF (DLCU) is an ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, DLCU is up 0.04% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
DLCU charges 0.06% per year while SCHD charges 0.06%. On a $10,000 position that is $6 vs $6 annually. On income, DLCU currently yields 0.17% against 3.24% for SCHD.
Holdings Overlap
7.9% of DLCU's money is in holdings SCHD also owns. 94.8% of SCHD's money is in holdings DLCU also owns.
Most of SCHD is already inside DLCU. Owning both mostly buys the same companies twice.
45 positions in common, counted across the 505 positions we hold weights for in DLCU and 98 in SCHD, against full books of 509 and 206.
What only one of them owns
Our book lists 52 positions for SCHD that do not appear in our book for DLCU (5.0% of the fund), and 448 for DLCU that do not appear in SCHD (91.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DLCU | Weight in SCHD | Difference |
|---|---|---|---|
| TXNTexas Instrument Inc | 0.37% | 4.89% | 4.52% |
| QCOMQualcomm Inc. | 0.29% | 4.61% | 4.32% |
| CVXChevron Corp | 0.64% | 4.14% | 3.50% |
| PGProcter & Gamble Company | 0.51% | 4.16% | 3.65% |
| KOCoca Cola Co. | 0.52% | 4.12% | 3.60% |
| MRKMerck & Company Inc | 0.54% | 4.04% | 3.50% |
| UNHUnitedhealth Group Incorporated | 0.51% | 3.95% | 3.44% |
| HDHome Depot Inc/The | 0.47% | 3.77% | 3.30% |
| VZVerizon Communic | 0.32% | 3.88% | 3.56% |
| AMGNAmgen Inc. | 0.31% | 3.86% | 3.55% |
94.8% of SCHD is already inside DLCU.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DLCU or SCHD?
DLCU has an expense ratio of 0.06% while SCHD charges 0.06%. At the precision these are quoted to, they cost the same.
What is the holdings overlap between DLCU and SCHD?
94.8% of SCHD's money is in holdings DLCU also owns. 94.8% of SCHD's is in holdings DLCU also owns. They hold 45 positions in common, counted across the 505 positions we hold weights for in DLCU and 98 in SCHD.
Which pays a higher dividend, DLCU or SCHD?
DLCU yields 0.17% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DLCU?
DLCU is less concentrated, with 38.1% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.