EFA vs PJIN

EFA vs PJIN

Which is better, EFA or PJIN?

PJIN costs less.

PJIN has a lower expense ratio. EFA is less concentrated, with 14.1% of the fund in its ten largest positions against 25.7%.

Lower Fees: PJINLess Concentrated: EFA

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricEFAPJIN
Expense Ratio0.32%0.23%Best
AUM$76.7B$5M
Dividend Yield3.24%0.00%
Holdings682110
YTD Return+7.56%Best-4.21%
1Y Return+13.78%-
3Y Return (annualized)+17.91%-
5Y Return (annualized)+8.68%-
Top 10 Weight14.1%Best25.7%
Fund FamilyiShares by BlackRock (US)PGIM Investments
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionAug 14, 2001Sep 1, 2026

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

EFA vs PJIN growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

Compare EFA against instead:EFA vs SPYEFA vs QQQEFA vs VOOEFA vs VTIPJIN against:PJIN vs VXUS

EFA vs PJIN Performance

iShares MSCI EAFE ETF (EFA) is an ETF from iShares by BlackRock (US) and PGIM Jennison International Core Equity ETF (PJIN) is an ETF from PGIM Investments. Year to date, EFA is up 7.56% versus a loss of 4.21% for PJIN.

Past performance does not guarantee future results.

Fees and Cost Over Time

EFA charges 0.32% per year while PJIN charges 0.23%. On a $10,000 position that is $32 vs $23 annually, a gap of $9 per year that compounds over a long holding period. On income, EFA currently yields 3.24% against 0.00% for PJIN.

Holdings Overlap

EFA already in PJIN28.9%
PJIN already in EFA59.8%

28.9% of EFA's money is in holdings PJIN also owns. 59.8% of PJIN's money is in holdings EFA also owns.

The two portfolios partly overlap.

70 positions in common, counted across the 655 positions we hold weights for in EFA and 110 in PJIN, against full books of 682 and 110.

What only one of them owns

Our book lists 5 positions for PJIN that do not appear in our book for EFA (6.5% of the fund), and 9 for EFA that do not appear in PJIN (2.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in EFAWeight in PJINDifference
SHELShell Plc1.28%3.85%2.57%
NESN:SMNestle Sa1.08%2.28%1.20%
TTE:PATotal Fina Elf Holdings Usa, Inc.0.76%2.44%1.68%
ZURN:SMZurich Insurance Group. Namen Akt0.47%2.19%1.72%
AZN:LNAstraZeneca PLC1.12%1.50%0.38%
8306:JPMitsubishi Ufj Financial Group, Inc.1.14%1.32%0.18%
CFR:SMCie Financiere Richemo-A Reg0.52%1.56%1.04%
ITX:MAIndustria De Diseno Textil Sa0.31%1.75%1.44%
ARGX:ASArgenx Se Sponsored Adr (1 Ads : 1 Ordinary)0.28%1.76%1.48%
CPG:LNCompass Group Plc0.23%1.76%1.53%

59.8% of PJIN is already inside EFA.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

EFAPJIN

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, EFA or PJIN?

EFA has an expense ratio of 0.32% while PJIN charges 0.23%. PJIN is the cheaper option, by $9 a year on a $10,000 investment.

What is the holdings overlap between EFA and PJIN?

59.8% of PJIN's money is in holdings EFA also owns. 59.8% of PJIN's is in holdings EFA also owns. They hold 70 positions in common, counted across the 655 positions we hold weights for in EFA and 110 in PJIN.

Which pays a higher dividend, EFA or PJIN?

EFA yields 3.24% while PJIN yields 0.00%, so EFA currently pays the higher dividend yield.

Is PJIN better than EFA?

PJIN has a lower expense ratio. EFA is less concentrated, with 14.1% of the fund in its ten largest positions against 25.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.