EHI vs VTI

EHI vs VTI

Which is better, EHI or VTI?

High Yield Bond against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricEHIVTI
Expense Ratio1.89%0.03%Best
AUM$183M$689.2B
Dividend Yield13.82%1.06%
Holdings4193,524
YTD Return-7.71%+13.02%Best
1Y Return-5.51%+16.63%Best
3Y Return (annualized)+7.77%+21.97%Best
5Y Return (annualized)-1.57%+11.99%Best
Volatility (annualized)16.3%15.0%Best
Max Drawdown-66.1%-56.6%Best
$10,000 over 5 years$9,239$17,616Best
Fund FamilyFranklin Templeton Investments (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleHigh Yield BondLarge Cap Blend
InceptionJul 29, 2003May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Sep 3, 2003 to Oct 14, 2026 (23.1 years).

EHI vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

EHI vs VTI Performance

Western Asset Global High Income Fund Inc (EHI) is an ETF from Franklin Templeton Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year EHI returned -5.51% while VTI returned +16.63%. Year to date, EHI is down 7.71% versus a gain of 13.02% for VTI.

Over three years, EHI compounded at +7.77% per year against +21.97% for VTI; over five years the annualized figures are -1.57% and +11.99% respectively. Across the full 23-year window we track, VTI has the edge at +9.58% annualized vs -1.61%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EHI has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 15.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -66.1% for EHI and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.

Fees and Cost Over Time

EHI charges 1.89% per year while VTI charges 0.03%. On a $10,000 position that is $189 vs $3 annually, a gap of $186 per year that compounds over a long holding period. On income, EHI currently yields 13.82% against 1.06% for VTI.

Holdings Overlap

We hold position weights for 24 holdings in EHI and 3,441 in VTI, totalling 4.6% and 98.1% of the two funds. That is not enough of EHI to divide by, so no overlap percentage is shown here. Within what we can see, 3 positions appear in both.

3 positions in common, counted across the 24 positions we hold weights for in EHI and 3,441 in VTI, against full books of 419 and 3,524.

Top Shared Holdings

StockWeight in EHIWeight in VTIDifference
MFAMfa Financial Inc0.58%0.00%0.58%
CIMChimera Investment Corp Common Stock0.56%0.00%0.56%
AGNCAgnc Investment Corp.0.52%0.02%0.50%

You are not choosing between two funds in isolation.

Whichever of EHI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

EHIVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, EHI or VTI?

EHI has an expense ratio of 1.89% while VTI charges 0.03%. VTI is the cheaper option, by $186 a year on a $10,000 investment.

Which performed better, EHI or VTI?

Over the past year EHI returned -5.51% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (23 years), EHI annualized -1.61% vs +9.58% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, EHI or VTI?

EHI has been the more volatile fund at 16.3% annualized versus 15.0% for VTI. Worst drawdown: EHI -66.1% vs VTI -56.6%.

Should I hold both EHI and VTI?

EHI and VTI have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, EHI or VTI?

EHI yields 13.82% while VTI yields 1.06%, so EHI currently pays the higher dividend yield.

Is VTI better than EHI?

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.